Best Investment Sign-Up Bonuses UK 2026
The best investment sign-up bonuses in the UK for 2026 currently include 11 active investment rows in Quidsy. Current rows add up to £936 of potential profit.
The biggest verified earner is Scottish Friendly at £260. Shepherds Friendly is now £250 net profit. Santander is £75, and Lightyear is £16 cashback on a £5 deposit, replacing the old free-share offer. Charles Stanley and Webull have expired and have been removed.
New rows include eToro and IG Index, but both need caveats. eToro is active in Supabase at £100 in free shares on the £1,000 tier, but Verity hit a PDF-handling error during the latest check. IG is active at a tracked £50 value from an up-to-£500 promotion, but the latest run marked it as blocked. Check the individual offer page before starting either.
Every offer below involves investment risk. Deposits stay yours, but the value of investments can go down as well as up, and each reward has its own qualifying period. This guide is for information only and is not financial advice.
These are the 11 active investment rows in Quidsy as of 5 June 2026. The table uses current profit values from Supabase. eToro and IG carry verification caveats, so check the live offer pages before starting either.
You can browse the live investment list on the offers page.
| # | Merchant | Bonus |
|---|---|---|
1 | Santander | £75 cashback |
2 | Shepherds Friendly | £250 net profit |
3 | Scottish Friendly | £260 net profit |
4 | Freetrade | ~£15 free share |
5 | eToro | £100 free shares, manual verification needed |
6 | Lightyear | £16 cashback |
7 | J.P. Morgan | £75 cashback |
8 | Penfold | £25 pension bonus |
9 | InvestEngine | £20 referral bonus |
10 | Wealthify | £50 referral bonus |
11 | IG | £50 tracked value, verification blocked |
Verified by Quidsy, March 2026. Net profit = payout minus costs. All deposits are fully recoverable after the qualifying period.
Capital at risk. These offers involve investment products where the value can go down as well as up. eToro and IG still carry verification caveats, so check the live offer pages before starting either.
Friendly Society ISAs still include two of the highest-value rows on this page: Scottish Friendly is the biggest earner at £260 net profit, with Shepherds Friendly second at £250 net profit.
Friendly Societies are FCA-regulated mutual organisations. Their ISAs work like Stocks & Shares ISAs, but the providers are member-owned rather than shareholder-owned. The welcome offers can be unusually strong, but your capital is still at risk because the money is invested.
Shepherds Friendly is now tracked at £250 net profit, based on £300 cashback on a £600 deposit. Check the live offer page before starting so you can confirm the latest terms and qualifying period.
Payout currently tracked: £300 cashback. Deposit required: £600. Current net profit: £250 after costs. Product: Investment ISA.
The highest Friendly Society payer. Scottish Friendly's MoneyBuilder ISA pays a £310 cash on a £600 deposit. Same model as Shepherds Friendly: mutual ownership means higher payouts.
- Payout: £310 cash
- Deposit required: £600
- Net profit: £260 after costs
- Product: MoneyBuilder ISA (Investment ISA)
- Eligibility: New customers only. No credit check.
- Time to complete: Around 17 minutes
Charles Stanley has expired, so this section now focuses on current ISA-capable cashback rows. Santander is £70, J.P. Morgan is £75, and IG is included with a verification-blocked caveat because the current promotion can be used with a Stocks & Shares ISA or general account.
Shepherds Friendly and Scottish Friendly are covered separately above because the Friendly Society offers are large enough to deserve their own section.
Santander now pays £70 cashback when you open a Stocks & Shares ISA through TopCashback and meet the deposit requirement. The article previously said £50, which is stale.
Payout: £70 cashback. Deposit required: £100. Net profit: £70. Product: Stocks & Shares ISA. Time to complete: around 15 minutes.
This is one of the strongest low-deposit options in the list: £100 in, £75 tracked value, subject to cashback tracking and the offer terms.
J.P. Morgan pays £75 cashback on its ISA. The deposit requirement is higher than Santander: £500 upfront plus an additional £200, for £700 total.
Payout: £75 cashback. Deposit required: £700 total. Net profit: £75. Product: Stocks & Shares ISA. Time to complete: around 20 minutes.
The higher deposit pushes this down the value-per-pound list, but it remains a current fixed cashback row.
IG has an active investment row in Supabase for its up-to-£500 investment cashback promotion. Quidsy currently tracks the £500-deposit tier as £50 potential profit.
Verity marked this row as blocked in the latest run, so treat it as a caveated listing rather than a fully verified recommendation.
Payout tracked by Quidsy: £50. Deposit required: £500. Product: Stocks & Shares ISA or general account. Expiry currently tracked: 1 July 2026. Check the live terms before starting.
Webull's ETF voucher has expired, so it has been removed. This section now covers app-based investment rewards still in the active investment table.
eToro is included with a manual verification caveat because the latest Verity run hit a PDF-handling error. Lightyear is now a £16 cashback offer via Quidco, not the old free-share offer.
eToro: £100 in Free Shares, Verification Needed
eToro is active in Quidsy at the £1,000 tier, with £100 in free shares tracked as the potential reward. Audrey's note says Verity hit a PDF download handling error, so this still needs manual verification before prominent, uncaveated inclusion.
Payout tracked by Quidsy: £100 in free shares. Deposit required: £1,000. Product: general account. Qualifying period currently tracked: 90 days. Check the live offer page and provider terms before starting.
Freetrade: Free Share, Around £15 Estimated Value
Freetrade gives you one free share when you sign up through a referral link. The share value varies, so Quidsy uses around £15 as a conservative estimate.
Payout: 1 free share. Deposit required: £50. Estimated profit: £15. Product: general account. Referral link required. Time to complete: around 10 minutes.
Lightyear: £16 Cashback
Lightyear is no longer the free-shares offer that this article previously described. The active row is £16 cashback via Quidco after a £5 deposit.
Payout: £16 cashback. Deposit required: £5. Net profit: £16. Product: general account. Time to complete: around 15 minutes.
This is now one of the lowest-deposit ways to start, but cashback tracking can vary, so follow the live offer page before applying.
Three investment platforms pay referral rewards worth a combined £95 in profit: Penfold (£25), InvestEngine (£20), and Wealthify (£50). Each one requires using a referral link (Quidsy provides one for every offer) and they have deposit requirements from £25 to £1,000.
Penfold adds £25 into your pension when you sign up through a referral link and contribute £25.
- Payout: £25 (into your pension pot)
- Deposit required: £25
- Net profit: £25
- Product: Personal pension
- Eligibility: New customers only. Referral link required.
- Time to complete: Around 10 minutes
This is a pension contribution, not a cashable reward. Your £25 deposit and the £25 match are both locked until retirement age. It's a good way to top up your pension, but don't count it as money you can spend now.
InvestEngine pays £20 when you sign up via a referral link and deposit £100. Your deposit must stay invested for 12 months to qualify – the longest lock-in of any offer on this page.
- Payout: £20
- Deposit required: £100
- Net profit: £20
- Eligibility: New customers only. Referral link required.
- Qualifying period: 12 months (deposit must remain invested)
- Time to complete: Around 15 minutes
Wealthify pays £50 when you sign up through a referral link and deposit £1,000. That's the highest deposit requirement of any offer on this page.
- Payout: £50
- Deposit required: £1,000
- Net profit: £50
- Product: ISA or general investment account
- Eligibility: New customers only. Referral link required.
- Time to complete: Around 15 minutes
If you've got the £1,000 available and can park it for the qualifying period, the claim itself is quick. If cash is tight, the other offers give you better returns on smaller deposits.
The 5 April 2026 deadline has passed. The current ISA tax year is 2026/27 and runs from 6 April 2026 to 5 April 2027.
ISA deposits for these offers count towards your £20,000 annual ISA allowance. Since April 2024, you can open more than one Stocks & Shares ISA in the same tax year, provided your total subscriptions stay within the allowance.
Offer deadlines can change before the tax-year deadline, especially cashback and referral promotions. Check each offer page before starting, and do not assume an offer will remain live until 5 April 2027.
Start with the verified and easiest-to-fund offers, then move up once deposits free up.
If you have the cash available, work by value:
Scottish Friendly: £260 net profit on a £600 deposit.
Shepherds Friendly: £250 net profit on a £600 deposit.
eToro: £100 in free shares at the £1,000 tier, with manual verification still needed.
J.P. Morgan: £75, or Santander £70 on a smaller deposit.
If cash is tight, work by deposit size:
Lightyear: £16 cashback on a £5 deposit.
Penfold: £25 pension bonus on a £25 contribution.
Freetrade: around £15 free share value on a £50 deposit.
Santander: £70 cashback on a £100 deposit.
InvestEngine: £20 referral bonus on a £100 deposit.
Those five need £280 in deposits and represent £146 of potential profit before investment movement. Some deposits need to stay invested for qualifying periods, so stagger them rather than trying to do everything on day one.
