+£20
Stocks & Shares ISA17 mins
InvestEngineStocks & Shares ISA
£20 Free Cash•17 mins
£20 Free Cash
+£20What is InvestEngine?
InvestEngine is a UK investment platform where you can invest in ETFs (Exchange-Traded Funds) completely commission-free. They offer ISAs, GIAs, and SIPPs.
They're FCA-regulated. You can choose Managed Portfolios (they invest for you) or DIY (you pick your own ETFs).
Launched
2019
Customers
500k+
Google Play
4.6 (3k)
★★★★★★
Key Terms
Profit
+£20
Invest£100
Investment period12 months
Free cash arrives12 months
Investment and Cashback Options
Your bonus is random. Here are the odds:
| Bonus Amount | Probability |
|---|---|
£20 to £24 (Most Likely) | 75% |
£26 to £40 | 20% |
£72 to £100 | 5% |
The bonus is revealed after you invest £100.
Step by Step Guide
Chris's overview
Optional·1 min read
This is one of the simplest investment offers out there. Invest £100, get a random bonus of £20 to £100. Most people (75%) get £20 to £24, which is still a great return on £100.
The catch? Your £100 and your bonus need to stay invested for 12 months from when the bonus lands. The bonus is added to your portfolio automatically — you don't need to do anything after investing. Your money is in ETFs so it could grow (or dip slightly) over the year.
No credit check. No fees. Just invest £100 and collect your bonus. If you're new to investing, their Managed Portfolio does everything for you.
1
Sign up to InvestEngine
10 mins
- Click the button above to open InvestEngine via the referral link
- Create your account with your email and verify your identity
- Choose between a Managed Portfolio (easiest) or DIY Portfolio
If you're new to investing, go with the Managed Portfolio. It's the easiest option and InvestEngine picks the investments for you.
2
Invest £1003d
3 mins
- Deposit £100 into your InvestEngine account
- Invest it into any portfolio (Managed or DIY)
- Your random bonus amount will be revealed within a few business days
You need to invest the full £100, not just deposit it. Make sure the money is actually allocated to a portfolio.
3
Receive £20 bonus5d
2 mins
- Your bonus will be credited and auto-invested into your portfolio within 2 to 5 business days — no action needed
- The 12-month lock-in starts from when your bonus is credited, not from your initial investment
If you withdraw before 12 months, InvestEngine will reclaim the bonus. Your original £100 stays yours regardless.
4
Investment period complete365d
2 mins
- Once 12 months have passed since your bonus was credited, your full balance is free to withdraw
- If you're enjoying InvestEngine, keep your investment growing with them. If not, go to your portfolio, sell your investments, and withdraw the cash to your bank account.
If you withdraw early, the clawback only applies to the bonus — your original £100 is always yours to keep.
Offer Complete
Done? Tick off each step above to see your total.
InvestEngine Full Review
Completed the offer? Awesome! Here's our full review on why InvestEngine could work well for you going forward.
InvestEngine is a UK investment platform that lets you invest in ETFs (Exchange-Traded Funds) completely commission-free. They offer ISAs, General Investment Accounts, and SIPPs. Founded in 2019 and FCA-regulated (FRN 801128), they manage over £1 billion in assets. You can choose between Managed Portfolios (they pick for you) or DIY Portfolios (you pick your own ETFs).
Is InvestEngine safe?
Your money is held in segregated accounts, separate from InvestEngine's own funds. If the firm were to fail, you're eligible for FSCS compensation of up to £85,000 for any shortfall. FSCS does not cover investment losses from market movements.
Who is InvestEngine for?
InvestEngine suits people who want to start investing without paying trading fees. The Managed Portfolio option is great if you want a hands-off approach. DIY is for those who want to pick their own ETFs.
Top Features
1
Commission-free ETF investing
No trading fees on any ETF trades, ever. Most platforms charge per trade.
2
Managed Portfolios
Let their team pick investments for you based on your risk appetite.
3
ISA, GIA & SIPP
Invest tax-free with an ISA, or use a GIA or pension (SIPP).
4
Fractional shares
Invest any amount. No need to buy whole ETF units.
Pros and Cons
Pros
- ✓Genuinely commission-free ETF investing
- ✓Low management fee (0.25% for Managed)
- ✓Easy to use app and website
- ✓FCA-regulated with FSCS protection
Cons
- ✗ETFs only, no individual stocks
- ✗Still relatively new (founded 2019)
- ✗Bonus requires 12-month investment commitment
Chris's Verdict
InvestEngine is a solid choice if you want simple, low-cost ETF investing. The commission-free trading is a genuine selling point. The Managed option makes it dead easy for beginners, and DIY gives experienced investors full control.
The referral bonus is a nice extra. Even after it expires, InvestEngine is worth keeping if you want a straightforward way to invest in ETFs without fees eating into your returns.