
Santander is one of the UK's biggest high street banks, with over 14 million customers. They offer a range of current accounts, savings accounts, and mortgages.
The Santander Investment Hub is their online investment platform, offering Stocks and Shares ISAs, general investment accounts, and pension products. It charges 0.35% annually on the first £50,000 invested.
This is £50 cashback for opening a Santander Stocks and Shares ISA via TopCashback and investing £100. It’s an investment offer, not a savings account — so your £100 goes into a fund and can go up or down slightly.
The process: click through TopCashback, open a Stocks and Shares ISA on the Santander Investment Hub, pick a fund, and invest £100 as a lump sum. You must choose a fund in the same session as opening the ISA — don’t close the browser between the two steps.
Completed the offer? Please click Mark as complete in the steps above.
Completed the offer? Awesome! Here's our full review on why Santander could work well for you going forward.
Santander UK is one of Britain's largest high street banks, serving over 14 million customers. Originally operating as Abbey National, it was acquired by Santander Group in 2004 and rebranded in 2010. They offer current accounts, savings, mortgages, and credit cards through branches across the UK.
Yes, Santander UK is authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and the Financial Conduct Authority (FCA). Your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).
As one of the UK's largest banks, Santander is subject to stringent regulatory oversight and capital requirements.
Santander suits customers who want a traditional high street bank with an extensive branch network for in-person banking. Their 1|2|3 World cashback rewards can be valuable if you have regular household bills.
The Everyday Current Account is completely free with no monthly fees, making it ideal for those doing bank switches who don't need premium features.
Earn up to 3% cashback on household bills with their rewards accounts.
Over 400 UK branches for in-person banking when you need it.
A well-rated app for managing accounts, payments, and tracking spending.
Competitive rates on savings accounts linked to your current account.
Easy switching with CASS – all your payments, Direct Debits, and salary move automatically within 7 working days.
Santander is a solid choice if you value branch access alongside digital banking. The £200 switch bonus is generous – one of the best on the market – though the ~90 day wait is longer than some competitors.
Go for the Everyday Current Account (completely free) rather than the paid accounts. The criteria is straightforward: pay in £1,500 and keep 2 household Direct Debits active. No card transactions required, making this an easy one to tick off your list.
Savings accounts: if Santander's rates are competitive, keep your money there. If not, withdraw and move your savings elsewhere — the Easy Access Saver has no penalties for withdrawals.