
Santander is one of the UK's biggest high street banks, with over 14 million customers. They offer a range of current accounts, savings accounts, and mortgages.
The Santander Investment Hub is their online investment platform, offering Stocks and Shares ISAs, general investment accounts, and pension products. It charges 0.35% annually on the first £50,000 invested.
This is £75 cashback for opening a Santander Stocks and Shares ISA via TopCashback and investing £100. It’s an investment offer, not a savings account — so your £100 goes into a fund and can go up or down slightly.
The process: click through TopCashback, open a Stocks and Shares ISA on the Santander Investment Hub, pick a fund, and invest £100 as a lump sum. You must choose a fund in the same session as opening the ISA — don’t close the browser between the two steps.
Done? Tick off each step above to see your total.
Completed the offer? Awesome! Here's our full review on why Santander could work well for you going forward.
Updated:
Two live offers with Santander on Quidsy right now: a £180 switch bonus for moving your current account across, and a Stocks and Shares ISA worth a look if you're after a familiar high street name for investing. The switch is a standard CASS move, just check you're a new switcher first.
Customers
14m
UK accounts
Founded
2010
16 years old
App Store
4.8 ★
1.3m reviews
Google Play
4.7 ★
355k reviews
Santander is worth it if you want a proper high street bank with a real branch network, a solid app, and access to a regular switch bonus. It's not the most exciting bank in the UK, but for most people that's a feature, not a bug.
For switchers, my advice is simple: go for the Everyday Current Account, not Edge or Edge Up. It's completely free, the £180 switch bonus is one of the best on the market, and the criteria is straightforward (pay in £1,500 and keep 2 household Direct Debits active). No card transactions required, no monthly fee to claw back.
The only catch is the wait. The £180 typically takes around 90 days to arrive, which is longer than some competitors pay out. Build that into your plan and it's a tidy bit of free money.
On the savings side: if Santander's rate is competitive when you look, keep your money there. If not, the Easy Access Saver has no withdrawal penalties, so move it. Don't get loyal with savings, chase the rate.
Santander UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 106054. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).