Santander
£75 Free Cash
Stocks & Shares ISA£75profit
17mins to complete
Offer overviewChris · Your personal guide
Santander is a high street bank. Its Investment Hub sells funds through a Stocks & Shares ISA, general account or pension.
TopCashback pays £75 when you open a Santander Stocks & Shares ISA through it and invest £100.
The trap is the session. You have to pick your fund in the same sitting as opening the ISA, so do not close the browser between those two steps.
This is an investment rather than a savings account, so your £100 goes into a fund and its value can move either way.
Key terms
+£75
Deposit£100
Cashback arrives4 months
Eligibility
- Qualifies:New and existing Santander customers
- Qualifies:Your first Stocks and Shares ISA with Santander
Last checked: 19 Sept 2026Full terms(opens in a new tab)
Step by Step Guide
Start here
Sign up via TopCashback
10 mins
- 1Click the button below to go via TopCashback
- 2Click through to Santander and open a Stocks and Shares ISA on the Investment Hub
- 3Complete your application and verify your identity
Important: keep this page open until you have completed Step 2 and its confirmation page has fully loaded.
Up next · 2 steps
Invest £100 in a fund
5 mins
- 1Choose a fund to invest in
- 2Invest a £100 lump sum
- 3Let the confirmation page fully load before closing your browser
Your £100 is invested in the fund you choose, so its value can go up or down slightly. You need to keep it invested for at least 90 days.
Receive £75 cashback
Within 4 months2 mins
- 1Keep your investment for at least 90 days — withdrawing early voids the cashback
- 2TopCashback should then confirm your cashback within around 30 days, for a total wait of around 120 days
Keep the investment in place until TopCashback confirms and pays the cashback.
3 steps to £75
Quick review
Santander
Wondering whether Santander is worth it beyond the bonus? Here is our honest take.
Two live offers with Santander on Quidsy right now: a £240 switch bonus for moving your current account across, and a Stocks and Shares ISA worth a look if you're after a familiar high street name for investing. The switch is a standard CASS move, but it asks more of you than most: £1,500 paid in, 2 household Direct Debits from Santander's own published list, and £200 into a Santander Regular Saver.
CategoryInvesting Sign-ups
Last updated
Chris' verdictYour personal guide, QuidsySantander is worth it if you want a proper high street bank with a real branch network, a solid app, and access to a regular switch bonus. It's not the most exciting bank in the UK, but for most people that's a feature, not a bug.
For switchers, my advice is simple: go for the Everyday Current Account, not Edge or Edge Up. It's completely free, and the £240 switch bonus is one of the best on the market. The criteria take a bit more work than most: pay in £1,500, keep 2 household Direct Debits active, and put £200 into a Santander Regular Saver. No card transactions required, no monthly fee to claw back.
Two catches. The Direct Debits have to be to companies on Santander's own published household list, which is stricter than almost every other switch offer, so check yours against it before you count on them. And the £240 typically takes around 90 days to arrive, which is longer than some competitors pay out. Build both into your plan and it's a tidy bit of free money.
On the savings side: if Santander's rate is competitive when you look, keep your money there. If not, the Easy Access Saver has no withdrawal penalties, so move it. Don't get loyal with savings, chase the rate.
Santander UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 106054. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).