
Wealthify is a UK robo-adviser that manages your investments for you. Pick a risk level (from Cautious to Adventurous), deposit your money, and their team of experts builds a diversified portfolio on your behalf. They offer ISAs, GIAs, Junior ISAs, and pensions.
Wealthify is FCA-regulated (No. 662530) and wholly owned by Aviva, one of the biggest insurance and investment companies in the UK. Your investments are FSCS-protected up to £85,000. They have won multiple awards including Boring Money Best Buy for ISAs in 2024 and 2025.
Wealthify will give you £50 free cash when you invest £1,000 for 6 months. Your money is managed by professionals, so you don't need to pick any stocks or make investment decisions yourself.
Wealthify is very straightforward. You can choose either a General Investment Account or an ISA, then pick whichever investment style suits you, from Cautious through to Adventurous. The whole setup takes about 15 minutes, then you just wait.
After 6 months, you'll receive £50 in free cash. If you're enjoying Wealthify, keep your investment building up. If not, you can withdraw everything including your original £1,000 plus any growth.
Done? Tick off each step above to see your total.
Wealthify gives you £50 for every friend you refer, up to a maximum of 50 friends.
Your friends will always see your links, such as Wealthify, in the guide above.
Completed the offer? Awesome! Here's our full review on why Wealthify could work well for you going forward.
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The Aviva-owned robo-adviser where you pick a risk level and their team builds and rebalances a diversified portfolio for you. Quidsy's got a £50 referral bonus live. Best fit for first-time or hands-off investors who want proper FSCS-protected investing without picking funds themselves. Not for anyone wanting to trade individual shares.
Customers
130k
UK accounts
Founded
2016
10 years old
App Store
4.5 ★
2.9k reviews
Google Play
3.9 ★
1.8k reviews
Yes, Wealthify is worth it if you want investing to be completely hands-off. You pick a risk level, deposit your money, and let the experts handle the rebalancing, fund selection, and admin. The Aviva backing gives me real confidence that the operational side is buttoned up, and the £1,000 opening minimum is on par with other managed-investing platforms.
For most people interested in the referral bonus, the play is straightforward. Open an account, pick your investment style, deposit £1,000 into a Stocks and Shares ISA. After 6 months you collect £50 in free cash. If by then you're enjoying having a managed portfolio, keep your money in and let it grow. If not, withdraw everything and walk away with the bonus and any returns.
A few honest caveats. The 0.6% management fee is fair but not the cheapest in the market: a DIY index fund will be cheaper if you're prepared to do the work.
And because this is real investing, your £1,000 could be worth less than £1,000 at the six-month mark if markets dip. That's the risk you take for the bonus. For someone who wants to dip a toe into investing with proper FSCS protection and Aviva behind the scenes, Wealthify is a strong choice.
Wealthify Limited is authorised and regulated by the Financial Conduct Authority (FRN 662530). The value of your investments can go down as well as up and you could get back less than you put in. Investments are FSCS-protected up to £85,000. Cash ISA and savings accounts are provided in partnership with ClearBank and FSCS-protected up to £120,000.