Lightyear review and offers
Lightyear is an FCA-authorised investment platform that lets you buy stocks, ETFs, and hold multiple currencies with competitive fees. Founded in 2020 by former Wise (TransferWise) employees, it is built for cost-conscious investors who want straightforward access to global markets without hidden charges.
Current Lightyear offers
Lightyear review
Completed the offer? Awesome! Here's our full review on why Lightyear could work well for you going forward.
Lightyear is an FCA-authorised investment platform that lets you buy stocks, ETFs, and hold multiple currencies with competitive fees. Founded in 2020 by former Wise (TransferWise) employees, it is built for cost-conscious investors who want straightforward access to global markets without hidden charges. Lightyear offers a General Investment Account (GIA) with zero platform fees, making it one of the cheapest ways to invest in stocks and ETFs. The platform is regulated by the FCA (No. 987226) and your cash is protected by the FSCS up to £85,000.
Is Lightyear safe?
Lightyear is authorised and regulated by the Financial Conduct Authority (FCA No. 987226). Your cash balance is protected by the FSCS up to £85,000 if Lightyear were to fail. Your investments are held in segregated accounts, meaning they are kept separate from Lightyear's own assets. The company was founded by former Wise employees, bringing experience from one of the UK's most trusted fintech companies.
Who is Lightyear for?
Lightyear is best suited for self-directed investors who want to pick their own stocks and ETFs without paying high platform fees. The zero-fee GIA and Stocks & Shares ISA make it a strong option for both general investing and tax-efficient ISA contributions. It is also a good choice for anyone who invests in US or European markets, thanks to competitive FX rates and multi-currency accounts.
Top Features
Zero platform fees on GIA and ISA
No monthly or annual fees on the General Investment Account or Stocks & Shares ISA. You only pay when you trade.
Multi-currency accounts
Hold and convert between multiple currencies at competitive rates, similar to Wise.
UK, US and EU stocks and ETFs
Access to major global markets including FTSE, S&P 500, and European exchanges.
Founded by ex-Wise team
Built by the team behind one of the UK's most successful fintech companies, bringing a focus on transparency and low fees.
Pros and cons
Pros
- Zero platform fees on the General Investment Account and Stocks & Shares ISA
- Competitive FX rates for multi-currency investing
- Clean, simple app designed for straightforward investing
- FCA-regulated with FSCS cash protection up to £85,000
Cons
- Smaller stock selection compared to established brokers
- Relatively new platform (founded 2020)
- Limited research and analysis tools
Chris's Verdict
Lightyear is a solid choice if you want a no-frills investment platform with genuinely low costs. The zero-fee GIA and Stocks & Shares ISA are hard to beat, and the ex-Wise pedigree shows in the clean app design and competitive currency rates.
The £15 cashback offer via Quidco is a low-effort win. Open a General Investment Account, deposit £5 or more, and Quidco will pay £15 cash within eight weeks. The deposit stays yours to withdraw or invest. If you want it working in the meantime, Lightyear's Vaults pay around 3.75% AER on cash with very low risk.
Recent ended Lightyear offers
£15 Free Share
Ended N/A
Lightyear FAQs
Does Lightyear have any Quidsy offers right now?
Yes. Quidsy currently lists 1 Lightyear offer above, each with its own step-by-step guide.
Who is Lightyear for?
Lightyear is best suited for self-directed investors who want to pick their own stocks and ETFs without paying high platform fees. The zero-fee GIA and Stocks & Shares ISA make it a strong option for both general investing and tax-efficient ISA contributions. It is also a good choice for anyone who invests in US or European markets, thanks to competitive FX rates and multi-currency accounts.
Has Lightyear had offers before?
Yes. Recent ended Lightyear offers are listed above so you can see what has changed and avoid chasing an old promotion.
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Start earning with Lightyear
£15 Free Cash is the strongest live Lightyear route we have listed right now.