Lightyear
£8 Free Cash
General account£8profit
17mins to complete
Offer overviewChris · Your personal guide
Lightyear is an investment app offering UK, US and EU stocks, exchange-traded funds (ETFs) and money market funds.
Quidco pays £8 cash for opening a Lightyear account and funding it.
Deposit at least £5 and leave it there until the cashback lands.
Use a general account or an ISA, both with zero platform fees. If you would rather not ride the market while you wait, Lightyear's Vaults are a money market fund paying around 3.75% AER on cash, with very low risk.
Key terms
+£8
Upfront deposit£5
Cashback arrives2 months
Last checked: 11 Aug 2026Full terms(opens in a new tab)
Step by Step Guide
Start here
Sign up to Lightyear via Quidco
10 mins
- 1Click the button below to open the Lightyear cashback offer on Quidco
- 2Sign up to Quidco if you do not already have an account, then click through to Lightyear from the Quidco offer page
- 3Create your Lightyear account and complete ID verification
Up next · 2 steps
Deposit £5+ and put it to work
5 mins
- Deposit and invest £5 as you normally would
Keep the money invested. You can't withdraw it until you've received the cashback
Receive £8 free cash
Within 2 months2 mins
- Quidco will pay £8 cash into your Quidco account within eight weeks of your first deposit being tracked
Once the cashback reaches confirmed status, you can withdraw it to your bank or PayPal
Your Lightyear deposit and any returns remain yours, so you can withdraw whenever you want or keep investing.
3 steps to £8
Quick review
Lightyear
Wondering whether Lightyear is worth it beyond the bonus? Here is our honest take.
A clean, no-frills broker built by ex-Wise people, with Quidsy showing a £15 cashback offer right now. Suits cost-conscious investors who already know what they want to buy, especially for an ISA. Watch-out: the Vaults product is a money market fund, so cash sitting in there is not FSCS-protected.
CategoryInvesting Sign-ups
Last updated
Chris' verdictYour personal guide, QuidsyI think Lightyear is worth a look if you want a no-frills, low-cost platform to hold stocks, ETFs, or an ISA without paying through the nose. The March 2026 pricing changes pushed it firmly into commission-free territory across UK, US, and EU markets, and the Stocks & Shares ISA is genuinely cheaper than the big incumbents over the long run.
The £15 Quidco cashback offer is a quick win if you'd open an account anyway. Deposit £5 or more into your General Investment Account through Quidco, hold it for about eight weeks, and Quidco pays the £15 cash. Your £5 stays yours to keep, withdraw, or move into a Vault to earn a bit of interest while you decide what to invest in.
The honest caveats: it's still a smaller platform than the big brokers, the research tools are basic, and the Vaults product is a money market fund not a savings account, so your cash there isn't FSCS-protected the way it would be in a normal bank. If those things matter to you, treat Lightyear as a low-cost secondary platform rather than your main account. If they don't, the value-for-money is hard to beat.
Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN 987226). Eligible cash held with partner banks (Citibank and NatWest) is FSCS-protected up to £120,000. Investments and Vaults are not FSCS-protected. Capital at risk.