+£16
General account17 mins
LightyearGeneral account
£16 Free Cash•17 mins
£16 Free Cash
+£16What is Lightyear?
Lightyear is an investment platform founded in 2020 by former Wise employees, offering UK, US and EU stocks, ETFs, and money market funds with industry-low fees. Both the General Investment Account and Stocks & Shares ISA have zero platform fees.
Regulated by the FCA (No. 987226) with FSCS cash protection up to £85,000, Lightyear is built for cost-conscious investors who want straightforward access to global markets without hidden charges.
Launched
2020
Google Play
4.4 (4k)
★★★★★★
Key Terms
Profit
+£16
Upfront deposit£5
Cashback arrives56 days
Step by Step Guide
Chris's overview
Optional·1 min read
Quidco is paying £16 cash for opening a Lightyear account and making your first deposit. There is no minimum deposit listed on the Quidco page, but I would recommend depositing at least £5 to be safe.
You can invest in either a General Investment Account (GIA) or a Stocks & Shares ISA. Both have zero platform fees on Lightyear.
Deposit your £5, invest it as you normally would, and only withdraw it once you have received the cashback. If you do not want stock market volatility while you wait, Lightyear's Vaults are a money market fund paying around 3.75% AER on cash with very low risk.
1
Sign up to Lightyear via Quidco
You are here10 mins
- Click the button below to open the Lightyear cashback offer on Quidco
- Sign up to Quidco if you do not already have an account, then click through to Lightyear from the Quidco offer page
- Create your Lightyear account and complete ID verification
2
Deposit £5+ and put it to work
5 mins
- Deposit and invest £5 as you normally would
- Keep the money invested. You can't withdraw it until you've received the cashback
3
Receive £16 free cash56d
2 mins
- Quidco will pay £16 cash into your Quidco account within eight weeks of your first deposit being tracked
- Once the cashback reaches confirmed status, you can withdraw it to your bank or PayPal
- Your Lightyear deposit and any returns remain yours, so you can withdraw whenever you want or keep investing.
Offer Complete
Done? Tick off each step above to see your total.
Quick Lightyear Review
Completed the offer? Awesome! Here's our full review on why Lightyear could work well for you going forward.
Lightyear at a glance
Updated:
A clean, no-frills broker built by ex-Wise people, with Quidsy showing a £15 cashback offer right now. Suits cost-conscious investors who already know what they want to buy, especially for an ISA. Watch-out: the Vaults product is a money market fund, so cash sitting in there is not FSCS-protected.
Founded
2020
6 years old
App Store
4.7 ★
0.71k reviews
Google Play
4.4 ★
3.72k reviews
I think Lightyear is worth a look if you want a no-frills, low-cost platform to hold stocks, ETFs, or an ISA without paying through the nose. The March 2026 pricing changes pushed it firmly into commission-free territory across UK, US, and EU markets, and the Stocks & Shares ISA is genuinely cheaper than the big incumbents over the long run.
The £15 Quidco cashback offer is a quick win if you'd open an account anyway. Deposit £5 or more into your General Investment Account through Quidco, hold it for about eight weeks, and Quidco pays the £15 cash. Your £5 stays yours to keep, withdraw, or move into a Vault to earn a bit of interest while you decide what to invest in.
The honest caveats: it's still a smaller platform than the big brokers, the research tools are basic, and the Vaults product is a money market fund not a savings account, so your cash there isn't FSCS-protected the way it would be in a normal bank. If those things matter to you, treat Lightyear as a low-cost secondary platform rather than your main account. If they don't, the value-for-money is hard to beat.
Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN 987226). Eligible cash held with partner banks (Citibank and NatWest) is FSCS-protected up to £120,000. Investments and Vaults are not FSCS-protected. Capital at risk.