
Shepherds Friendly is a mutual society established in 1826, offering savings and investment products including Stocks and Shares ISAs.
As a mutual, they're owned by their members rather than shareholders, which means they're focused on providing value to savers.
| Monthly Premium | Cashback | Net Profit* |
|---|---|---|
£30-£49.99 | £150 | £100 |
£50-£99.99 | £175 | £125 |
£100-£499.99 (Quidsy Pick) | £320 | £270 |
£500-£999.99 | £360 | £310 |
£1,000+ | £400 | £350 |
*Once you complete this offer, if you close your Shepherds Friendly ISA, you will pay a £50 exit fee. Therefore, we have reduced the net profit by £50. Alternatively, you could leave a minimum of £50 in your ISA and withdraw in 5 years' time to avoid the exit fee.
This is a TopCashback investment ISA offer that pays out £320 after 90 days plus around 2 months whilst your cashback becomes payable. You'll need to keep paying your £100 monthly premium throughout this period – don't stop until the cashback lands!
This is an amazing return on investment: you invest around £500-600 via monthly premiums and receive £270 net profit. That's an incredible return of around 50% in only 6 months – it's like investing in Facebook in the early 2000s, except without the risk!
Done? Tick off each step above to see your total.
Completed the offer? Awesome! Here's our full review on why Shepherds Friendly could work well for you going forward.
Updated:
A 200-year-old member-owned mutual offering managed Stocks and Shares ISAs with a generous safety net thanks to long-term insurance FSCS cover. Quidsy lists a quick ISA route via TopCashback that pays out within a few weeks. Good for hands-off ISA savers. Not for you if you'd rather pick your own funds.
Founded
1826
200 years old
Here's the thing: Shepherds Friendly isn't trying to be a flashy fintech and it shows. No self-directed dealing, no fancy dashboards. What you get is a managed Stocks and Shares ISA from a 200-year-old mutual at a fair 0.75% all-in fee, plus FSCS long-term insurance protection covering 100% of your money with no upper cap. That's a meaningful safety upgrade over a standard investment ISA, particularly if you're putting in larger amounts.
For our active TopCashback route, you're looking at roughly £270 net profit on a £600 ISA contribution in around 17 minutes of work, a quick win even if you don't plan to hold the ISA long-term. Just be aware your capital is at market risk for the period you're invested.
The bigger picture: if you want to actively trade or pick your own funds, this isn't the right platform, you'll outgrow it quickly. But for a hands-off ISA from a society that's been around since 1826 and is genuinely owned by its members, it's a sensible home for part of your ISA allowance. I'd happily recommend it for anyone who values steady management over self-directed control.
Shepherds Friendly is a trading name of The Shepherds Friendly Society Limited, an incorporated Friendly Society under the 1992 Friendly Societies Act No. 240F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 109997.