No, you can only have one active switch at a time through the official switching service. You need to wait for each switch to complete (usually 7 to 10 working days) before starting the next one. This is why we recommend following a planned order.
Bank Switching
+£990
Make £990 from switching offers
You can pocket an easy £150+ free cash every 1-2 months by switching your current account to another bank. This takes only 45 mins per switch. Set up a spare current account so your main account remains untouched.
Hourly rate
£293/hr
You need
£0 (Bank of Scotland) or
£250
£250
Credit score
Low impact
Best for those looking for the highest payouts and happy to spend 30 minutes setting up a spare account.
Very popular way to make extra money in the UK with over 1 million switches in 2025.
Any credit score impact is minimal and temporary - disappear within 6 months.
1Watch the explainer
2Set up your spare current account
3Complete your first switch offer
£0 of £990
Best First Offer
This is the best first offer based on a low pay-in amount and how soon you receive the cash.
Next Best Offers
These are ordered based on the combination of time to receive the cash, pay in required and free cash received.
High Earner Offers
These offers require a higher salary or income to qualify, but pay much bigger bonuses.
Common Questions
A spare account is a basic current account you keep as a "landing pad" between switches. When you switch away from Bank B to Bank C, your spare account receives your salary and direct debits temporarily. Read our spare account setup guide for more details.
Most switching bonuses require you to be a new customer or not have held an account in the past few years. Check each offer's terms carefully. If you already have an account, you may need to skip that offer or wait until you become eligible again.
Yes. Once you've received your switching bonus and kept the account open for the minimum time required, you're free to close it. Most banks have no minimum period, but check the offer terms. You'll want to keep at least one account open as your spare account for future switches.
Offers do change. We check daily, but if you spot something off, give us a shout. If an offer disappears while you're doing it, you should still get your bonus as long as you met the requirements.
Each offer has different payout times, shown in the "Free Cash" column. Some pay within days, others can take weeks or months. Bank switching bonuses typically take 7 to 30 days. Investment bonuses may take longer as they often require you to keep funds deposited.