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21 offers completed
Paid in 10 days
Easy instructions and a fast payout
£175
Nationwide is a building society offering current accounts, savings, mortgages and other personal finance products.
Offer overview
Chris · Your personal guide
Switch
Switch to Nationwide from an account with 2 direct debits.
- Please note this is a hard credit check.
Last checked: 24 Oct 2026Full terms(opens in a new tab)
Eligibility
- Qualifies:Both new & existing Nationwide customers which is great
- Does not qualify:Used a Nationwide switch offer since 2021
Step by Step Guide
1
Start here
Apply for Nationwide account
15 mins
- 1Click the button below to open Nationwide's switch page
- 2Choose FlexDirect if you've never had one (comes with interest and cashback), or FlexAccount if you already have a FlexDirect
- 3Complete the application. Have your current bank details ready
- 4Make sure at least 2 Direct Debits will move across from the account you switch
Both FlexDirect and FlexAccount are free.
Up next · 3 steps
2
Pay in £1,000
Switch takes 9 days5 mins
- Pay in £1,000
Don't have it all up front? Pay in £250 from another bank, leave it 24 hours, then move it back out and repeat. 4 rounds of the same £250 counts as the full £1,000.
Complete within 31 days of switch
3
Make 1 card transaction
Switch takes 9 days5 mins
- Make 1 card transaction with your new Nationwide debit card
See my top 3 card payment tips if you need ideas for this.
Online and contactless both count.
Complete within 31 days of switch
4
Receive £175 cash
Within 10 days5 mins
Counted from meeting the criteria.
- Check your Nationwide account for the £175 credit
Keep Nationwide as your main account, or switch it to your next bank switch offer
4 steps to £175
Member experiences
22 completions (all-time offers)
How fast members were paid
Days from meeting the criteria to the cash arriving
7.8
Average days
- none in 1 to 3 days
- 3 in 4 to 7 days
- 5 in 8 to 14 days
- none in 15 to 30 days
8 member timings (current offer)
Member ratings
5.0
out of 5
- 5 stars: 3
- 4 stars: 0
- 3 stars: 0
- 2 stars: 0
- 1 star: 0
3 member ratings
Quick review
Nationwide
Wondering whether Nationwide is worth it beyond the bonus? Here is our honest take.
The UK's biggest building society, owned by its members and known for branches that aren't going anywhere. Quidsy has a live £175 Nationwide switch offer: switch an account with at least 2 Direct Debits, then pay in £1,000 and make 1 debit card payment within 31 days. Suits anyone who wants a solid, branch-backed main bank rather than a digital-only setup. Just don't expect chart-topping savings rates here.
CategoryBank Switching
Last updated
Chris' verdictYour personal guide, QuidsyNationwide is one of my favourites among the high-street names. The mutual structure means decisions tend to lean in the member's direction rather than the shareholder's, the branch network is now the biggest of any UK banking brand and is locked in until 2030, and the mobile app holds its own against the digital-only banks.
If you want a primary current account that feels solid rather than flashy, FlexDirect is a strong pick, 5% on up to £1,500 for the first year is one of the best in-credit rates around, as long as you can pay in at least £1,000 a month and you haven't held a FlexDirect before.
A few honest caveats. Nationwide rarely tops the savings tables, so if your priority is squeezing the maximum interest out of every pound, you'll probably want a separate easy-access account elsewhere alongside the current account.
The December 2025 FCA fine for old AML failings was real money and a fair black mark, even though Nationwide says no customer lost money and the controls have been rebuilt. And the Virgin Money integration that completed in April 2026 is still very fresh, the two brands are running in parallel for now, so if you bank with both, double-check your combined FSCS coverage.
Nationwide also has a £175 switch offer running on Quidsy, which makes it an "open it for the cash" pick as well as an "open it because it earns its keep" one.
Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority under registration number 106078. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme.