This offer has ended

Santander closed this offer on 31 Jul 2026.

View the current Santander offer: Stocks and Shares ISA (£100)
Santander logo

Santander: £200 Free Cash

30 mins£400/hr

£200

Santander is a UK high street bank offering current accounts, savings and cashback rewards on household bills.

Chris

Offer overview

Chris · Your personal guide

Switch

  • Apply for Santander Everyday
  • Please note this is a hard credit check.
Last checked: 25 Oct 2026Full terms(opens in a new tab)

Eligibility

  • Does not qualify:Held a Santander account on 1st January 2025
  • Does not qualify:Received a switch bonus previously

Step by Step Guide

1
Start here
Apply for Santander Everyday
15 mins
  • 1
    Use the button below to go to TopCashback to get an additional £20 cashback

    This offer has ended, so there is nothing to start here.

    View the current Santander offer: Stocks and Shares ISA (£100)
  • 2
    Search for 'Santander Everyday Current Account' – Santander sometimes have multiple offers, so make sure you pick the right one
  • 3
    Click through to Santander and select the Everyday Current Account (free, no monthly fee)
  • 4
    Select 'Yes' when asked if you want to switch your current account
  • 5
    Enter your existing bank's sort code and account number to initiate CASS
Up next · 3 steps
2
Pay in £1,500
Switch takes 9 days
5 mins
  • Pay in £1,500 (can be a salary or a transfer from another account)
Complete within 60 days of switch
  • Keep your 2 household direct debits active on the account
3
Receive £180 cash
Within 3 months
5 mins
Counted from switching.
  • Check your Santander account for the £180 credit
  • Keep Santander as your main account, or switch it to your next bank switch offer

4
Receive £20 cashback
Within 3 months
5 mins
Counted from switching.
  • Your TopCashback bonus will become payable – withdraw this to your bank
4 steps to £200
Santander logo

Quick review

Santander

Wondering whether Santander is worth it beyond the bonus? Here is our honest take.

A familiar high street bank with a proper branch network and a fee-free Everyday Current Account, the account most switch-bonus hunters end up on. Quidsy has £100 cashback through TopCashback on the Santander Stocks and Shares ISA, plus its Regular Saver. Switch bonuses come and go, and we'll list the next one here when it launches.

CategoryBank Switching
Last updated
Chris' verdictYour personal guide, Quidsy

Santander is worth it if you want a proper high street bank with a real branch network, a solid app, and access to a regular switch bonus. It's not the most exciting bank in the UK, but for most people that's a feature, not a bug.

For switchers, my advice is simple: go for the Everyday Current Account, not Edge or Edge Up. It's completely free, so there's no monthly fee eating into a switch bonus, and when Santander has one running, Quidsy lists it with the current amount and exactly what you need to do.

On the savings side: if Santander's rate is competitive when you look, keep your money there. If not, the Easy Access Saver has no withdrawal penalties, so move it. Don't get loyal with savings, chase the rate.

Read the full Santander review

Santander UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 106054. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).