This offer has ended
Santander closed this offer on 31 Jul 2026.
View the current Santander offer: £240 Switch and Save (£260)
Santander
£200 Free Cash
£200profit
30mins to complete
Offer overviewChris · Your personal guide
Santander is a UK high street bank offering current accounts, savings and cashback rewards on household bills.
£180 for switching, plus £20 cashback if you go through TopCashback, so £200 in total. The criteria are easy: pay in £1,500, which you can do on day one, and keep 2 household Direct Debits running. No card transactions needed.
Pick the Everyday Current Account, which is free. The one quirk is timing: Santander checks the account at day 60 and pays within 30 days after that, so keep those Direct Debits alive the whole way.
Key terms
+£200
Credit checkHard check
Direct debits2 (Must be household direct debits*)
Pay-in£1,500
Multiple transfers allowed (e.g. 3 x £500)
Free cash£180
Free cash arrives90 days
Once criteria met
*Household direct debits only – see the full list
Eligibility
- Does not qualify:Held a Santander account on 1st January 2025
- Does not qualify:Received a switch bonus previously
Last checked: 9 Sept 2026Full terms(opens in a new tab)
Step by Step Guide
Start here
Apply for Santander Everyday
15 mins
- 1Use the button below to go to TopCashback to get an additional £20 cashback
This offer has ended, so there is nothing to start here.
View the current Santander offer: £240 Switch and Save (£260) - 2Search for 'Santander Everyday Current Account' – Santander sometimes have multiple offers, so make sure you pick the right one
- 3Click through to Santander and select the Everyday Current Account (free, no monthly fee)
- 4Select 'Yes' when asked if you want to switch your current account
- 5Enter your existing bank's sort code and account number to initiate CASS
Up next · 3 steps
Pay in £1,500
Switch takes 9 days5 mins
- Pay in £1,500 (can be a salary or a transfer from another account)
Complete within 60 days of switch
Keep direct debits active
- Keep your 2 household direct debits active on the account
Receive £180 cash
Within 3 months5 mins
Counted from switching.
- Check your Santander account for the £180 credit
Keep Santander as your main account, or switch it to your next bank switch offer
Receive £20 cashback
Within 3 months5 mins
Counted from switching.
- Your TopCashback bonus will become payable – withdraw this to your bank
4 steps to £200
Quick review
Santander
Wondering whether Santander is worth it beyond the bonus? Here is our honest take.
Two live offers with Santander on Quidsy right now: a £240 switch bonus for moving your current account across, and a Stocks and Shares ISA worth a look if you're after a familiar high street name for investing. The switch is a standard CASS move, but it asks more of you than most: £1,500 paid in, 2 household Direct Debits from Santander's own published list, and £200 into a Santander Regular Saver.
CategoryBank Switching
Last updated
Chris' verdictYour personal guide, QuidsySantander is worth it if you want a proper high street bank with a real branch network, a solid app, and access to a regular switch bonus. It's not the most exciting bank in the UK, but for most people that's a feature, not a bug.
For switchers, my advice is simple: go for the Everyday Current Account, not Edge or Edge Up. It's completely free, and the £240 switch bonus is one of the best on the market. The criteria take a bit more work than most: pay in £1,500, keep 2 household Direct Debits active, and put £200 into a Santander Regular Saver. No card transactions required, no monthly fee to claw back.
Two catches. The Direct Debits have to be to companies on Santander's own published household list, which is stricter than almost every other switch offer, so check yours against it before you count on them. And the £240 typically takes around 90 days to arrive, which is longer than some competitors pay out. Build both into your plan and it's a tidy bit of free money.
On the savings side: if Santander's rate is competitive when you look, keep your money there. If not, the Easy Access Saver has no withdrawal penalties, so move it. Don't get loyal with savings, chase the rate.
Santander UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 106054. Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).