Offers do change. We check daily, but if you spot something off, give us a shout. If an offer disappears while you're doing it, you should still get your bonus as long as you met the requirements.
Regular Savers
+£279/yr
Grow your savings by earning more interest with regular savers
Grow your savings by up to £279 per year with interest rates well above easy access. Regular saver accounts consistently offer the best rates – just commit to a fixed monthly deposit.
Extra interest
£279/yr
Per offer
19 mins*
Hourly rate
£151/hr*
Best for anyone who can commit to saving a fixed amount each month for up to 12 months.
Just one transfer each month. Set up a standing order to automate it.
*This assumes you set up a monthly standing order to your regular saver. If you prefer making a manual transfer each month, this will take 2-3 mins/month so an extra 30 mins per offer. This changes the hourly rate to £58/hr.
1Read the explainer
2Complete these offers
£0 of £279
Sorted by extra interest per £100/mo deposited, highest to lowest.
| Offer | Max deposit /month | Extra interest | Termextra interest per £100/mo |
|---|---|---|---|
| The Co-operative Bank | £250/mo | £49 | 12 months(£1.63 per £100/mo) |
| First Direct | £300/mo | £59 | 12 months(£1.63 per £100/mo) |
| Nationwide | £200/mo | £32 | 12 months(£1.35 per £100/mo) |
| Lloyds Bank | £400/mo | £58 | 12 months(£1.22 per £100/mo) |
| Monmouthshire Building Society | £500/mo | £65 | 12 months(£1.08 per £100/mo) |
| Zopa | £300/mo | £16 | 6 months(£0.90 per £100/mo) |
Why are 12-month terms better, even if a 6-month term has a higher rate? With a 12-month term, your deposits compound at the higher rate for longer — your first deposit earns interest for a full 12 months at 6%, not just 6 months at 7%. That extra time makes each deposit more valuable overall.
Requires Large Monthly Transfer
Common Questions
Each offer has different payout times, shown in the "Free Cash" column. Some pay within days, others can take weeks or months. Bank switching bonuses typically take 7 to 30 days. Investment bonuses may take longer as they often require you to keep funds deposited.