+£10
12 mins
TopCashback
£10 Free Cash•12 mins
£10 Free Cash
+£10
What is TopCashback?
TopCashback is the UK's largest cashback site with over 10 million members and 6,000+ retailers.
% Shopping Cashback on major retailers including ASOS, Boots, eBay, and Currys.
One-Off Cashback on banks, insurance, broadband, and financial services.
Launched
2005
Customers
10m+
Google Play
4.4 (29k)
★★★★★★
Key Terms
Profit
+£10
New customer bonus cashback£10
Unlock bonus cashback£10 cashback earned
Free cash arrives
Average 45 days
Depends on retailer
Step by Step Guide
Chris's overview
Optional·1 min read
The sign-up bonus is straightforward: once you earn £10 cashback (which is great by itself), they give you an additional £10 cashback - awesome! You can earn your first £10 cashback through regular shopping or one-off offers - just note that some merchants are excluded from the referral threshold (including Plum, TSB Spend & Save, and Tide).
Cashback typically takes around 30 days to become payable. Once it's confirmed and your bonus is credited, you can withdraw instantly to your bank or PayPal.
One tip: definitely download the desktop browser extension. It'll notify you whenever you're on a website where you can earn cashback through TopCashback, so you'll never miss out.
1
Sign up to TopCashback
5 mins
- Use the button below to visit TopCashback
- Create your account with email
This is a refer-a-friend offer - use the link below to ensure you receive the bonus.
2
Earn £10 cashback
5 mins
- Earn £10 in payable cashback
- Can be from shopping cashback or one-off financial offers
- Can be spread across multiple purchases and brands
Some merchants are not eligible towards the £10 cashback that unlocks your £10 bonus. See the full exclusion list on TopCashback for details. Below shows this offers listed on Quidsy:
| Eligible | Not Eligible |
|---|---|
| Switch Current Account | |
| Santander (£20) | |
| First Direct (£40) | |
| Investing | |
| Charles Stanley (£60) | |
| Quilter (£100) | |
| Shepherds Friendly (£300) | |
| J.P. Morgan Personal Investing (£75) | |
| Scottish Friendly (£310) | |
| Banking App Sign Up | |
| Plum (£10) | |
3
Receive £10 bonus cashback45d
2 mins
£10 credited once your £10 earned cashback has become payable. On average this is 45 days depending on the retailer.
- Your £10 bonus is credited to your TopCashback balance
- Withdraw to your bank or PayPal
Offer Complete
Done? Tick off each step above to see your total.
TopCashback Full Review
Completed the offer? Awesome! Here's our full review on why TopCashback could work well for you going forward.
TopCashback is the UK's largest cashback site, with over 10 million members and access to 6,000+ retailers. Founded in 2005 and headquartered in Stafford, they've built their reputation on consistently offering some of the highest cashback rates in the market - often beating competitors like Quidco and Rakuten.
See the App
Is TopCashback safe?
TopCashback doesn't hold your money like a bank - they track your purchases and pay cashback to your account, which you withdraw to your bank or PayPal. As a cashback platform rather than a financial institution, they're not regulated by the FCA (nor do they need to be). TopCashback is a well-established UK company that's been operating since 2005 and has paid out over £400 million in cashback to UK members. They're also a member of the Internet Advertising Bureau (IAB).
Who is TopCashback for?
TopCashback is ideal for anyone who shops online. With 6,000+ retailers, chances are your favourite shops are on there. The One-Off Cashback section is particularly valuable if you're opening new bank accounts, switching broadband, or taking out insurance - you can often stack TopCashback's cashback with other sign-up bonuses. Power users who install the browser extension and check TopCashback before every purchase can easily earn hundreds of pounds a year.
Top 5 TopCashback Features
1
% Shopping Cashback
Earn cashback on everyday purchases at 6,000+ retailers including ASOS, Boots, Currys, eBay, and Just Eat.
2
One-Off Cashback
Get fixed cashback amounts on financial products like bank accounts, broadband, insurance, and mobile contracts.
3
Browser Extension
The Cashback Reminder automatically notifies you when you're shopping at a partner site, so you never miss cashback.
4
In-Store Cashback
Link your card to earn cashback at participating high street stores without any extra steps at checkout.
5
Sign-up Bonus
New members get £10 when they earn £10 in payable cashback through the referral programme.
Pros and Cons
Pros
- ✓UK's largest cashback site with 6,000+ retailers
- ✓Often has the highest cashback rates vs competitors
- ✓Excellent One-Off Cashback on financial products
- ✓No minimum withdrawal - cash out any amount
- ✓Browser extension makes activation automatic
Cons
- ✗Some merchants excluded from referral threshold
- ✗Cashback takes ~30 days to become payable
- ✗Premium membership upsells can be annoying
- ✗Some cashback claims require manual chasing
Chris's Verdict
TopCashback is the cashback site I use most. With 6,000+ retailers and consistently competitive rates, they're the first place I check before making any online purchase. The £10 sign-up bonus is easy to earn - just shop normally and once you've accumulated £10 in payable cashback, the bonus lands in your account. The main thing to watch is that some merchants are excluded from the referral threshold (including Plum, TSB Spend & Save, and Tide), so check the terms if you're planning to use One-Off Cashback to qualify. Once you're set up, install the browser extension and let it do the work - it'll remind you to activate cashback every time you're on a partner site.
