

TopCashback is the UK's largest cashback site with over 10 million members and 6,000+ retailers.
% Shopping Cashback on major retailers including ASOS, Boots, eBay, and Currys.
One-Off Cashback on banks, insurance, broadband, and financial services.
The sign-up bonus is straightforward: once you earn £10 cashback (which is great by itself), they give you an additional £10 cashback - awesome! You can earn your first £10 cashback through regular shopping or one-off offers - just note that some merchants are excluded from the referral threshold (including Plum, TSB Spend & Save, and Tide).
Cashback typically takes around 30 days to become payable. Once it's confirmed and your bonus is credited, you can withdraw instantly to your bank or PayPal.
One tip: definitely download the desktop browser extension. It'll notify you whenever you're on a website where you can earn cashback through TopCashback, so you'll never miss out.
| Eligible | Not Eligible |
|---|---|
| Switch Current Account | |
| Santander (£20) | |
| First Direct (£40) | |
| Investing | |
| J.P. Morgan Personal Investing (£75) | |
| Scottish Friendly (£310) | |
| Shepherds Friendly (£320) | |
| Banking App Sign Up | |
| Plum (£10) | |
| Revolut | |
| Experian (£9) | |
Done? Tick off each step above to see your total.
Completed the offer? Awesome! Here's our full review on why TopCashback could work well for you going forward.
Updated:
TopCashback is a UK cashback site that pays you back when you shop through its links across thousands of retailers. Quidsy has one live offer: a £10 joining bonus once you've spent enough through the site to trigger your first cashback. Best for shoppers happy to track purchases through a portal. Rates and approval times vary by retailer.
Customers
10m
UK accounts
Founded
2005
21 years old
App Store
4.8 ★
148k reviews
Google Play
4.4 ★
29k reviews
TopCashback is the cashback site I use most, and the one I'd recommend to a friend who's only going to install one. With over 6,000 retailers and a Match guarantee, they're the first place I check before any online purchase over a tenner. The £10 sign-up bonus is genuinely easy to earn. Shop normally through TopCashback's links, accumulate £10 in confirmed cashback, and the bonus lands in your account.
Worth knowing: some merchants are excluded from the referral threshold, and bonuses or new-member-only offers don't count toward the £10. Check the live exclusion list in TopCashback's referral terms if you're planning to use a specific One-Off Cashback offer to qualify.
Is it worth using? For me, yes, but the value compounds with habit. Install the browser extension, let it nudge you on partner sites, and over a year you'll likely land around TopCashback's £300 average (based on members making at least three transactions a month). If you only buy from one or two brands online, the savings are smaller and the wait for cashback to confirm can feel slow. Treat it as a passive top-up, not a primary income stream.
Appointed Representative of XACT Risk Solutions Ltd (FRN 590914) for credit broking.