+£9
7 mins
Experian
£9 Free Cash•7 mins
£9 Free Cash
+£9What is Experian?
Experian is one of the UK’s three main credit reference agencies. Their free account gives you access to your credit score and full credit report, updated monthly.
With over 5 million UK app users and a 4.9 rating on the App Store, Experian is one of the most widely used credit monitoring tools in the country. They are authorised and regulated by the FCA.
Launched
1996
Customers
5m+
Google Play
4.6 (33k)
★★★★★★
Key Terms
Profit
+£9
Credit checkSoft check
Cashback£9
Cashback arrives1 month
Step by Step Guide
Chris's overview
Optional·1 min read
This is as simple as it gets. Sign up for a free Experian account via TopCashback and you’ll get £9 free cash. No deposit, no subscription, no catches.
Beyond the cashback, Experian is genuinely useful. You get your credit score and full report for free, which is handy if you’re doing multiple sign-up offers. Some of these involve credit checks, so it’s good to have a way to keep an eye on your file.
The whole thing takes about 5 minutes. You fill in your details, verify your identity, and your credit score is ready straight away. The £9 cashback tracks in TopCashback and is typically payable within 45 days.
1
Sign up to Experian
5 mins
- Click the button below to visit Experian via TopCashback.
- Create your free Experian account using your email address.
- Complete the identity verification by entering your name, address, and date of birth.
- Your free credit score and report will be available straight away.
You must sign up via TopCashback for the cashback to track. Don’t go to Experian directly.
2
Receive £9 free cash30d
2 mins
- Your cashback tracks in your TopCashback account after signing up.
- Once payable, withdraw the cash to your bank account.
- Keep your Experian account open for free ongoing credit score monitoring.
Offer Complete
Done? Tick off each step above to see your total.
Experian Full Review
Completed the offer? Awesome! Here's our full review on why Experian could work well for you going forward.
Your credit score affects everything from mortgage rates to mobile phone contracts. Experian gives you free access to your score and full credit report, helping you understand where you stand and what you can do to improve it. As one of the UK’s three main credit reference agencies (alongside Equifax and TransUnion), Experian holds credit data on virtually every adult in the country. Their free account gives you a monthly updated credit score out of 999, your full credit report, and alerts when something changes.
Is Experian safe?
Experian is authorised and regulated by the Financial Conduct Authority (FCA). As one of the UK’s three official credit reference agencies, they are subject to strict data protection standards and are regulated by the Information Commissioner’s Office (ICO).
Signing up involves sharing personal information (name, address, date of birth) for identity verification. This is standard procedure for any credit reference agency and is necessary to match you to your credit file. Experian does not share your login details or account information with third parties.
Who is Experian for?
Experian is for anyone who wants to keep track of their credit score. If you’re applying for a mortgage, credit card, or loan, checking your Experian score first gives you a good idea of where you stand.
It’s also useful if you’re doing multiple sign-up offers through Quidsy. Some offers involve soft or hard credit checks, so having a free way to monitor your credit file means you can keep an eye on any changes.
Top Features
1
Free credit score
Check your Experian credit score out of 999, updated monthly. No payment required.
2
Full credit report
See the details behind your score, including accounts, payment history, and any searches.
3
Score change alerts
Get notified when something changes on your credit file, so you can spot issues early.
4
Experian Boost
Link your current account to potentially improve your score by showing regular payments like subscriptions and council tax.
Pros and Cons
Pros
- ✓Completely free credit score and report
- ✓One of the UK’s three official credit reference agencies
- ✓Monthly score updates with change alerts
- ✓Experian Boost can improve your score using everyday payments
- ✓Highly rated app (4.9 on App Store, 327K+ reviews)
Cons
- ✗Regular prompts to upgrade to paid CreditExpert subscription
- ✗Marketing emails can be frequent (adjust notification settings)
- ✗Score is Experian-only, so lenders using Equifax or TransUnion may see different results
Chris’s Verdict
Experian is one of those services everyone should have but most people don’t bother setting up. The free account gives you your credit score and full report, which is genuinely useful whether you’re applying for a mortgage or just want to keep an eye on things.
If you’re working through Quidsy offers, it’s worth having Experian running in the background. Some offers involve credit checks, and being able to see your file means you’re never caught off guard. Plus you get £9 free cash via TopCashback just for signing up, so there’s really no reason not to.
