
Experian is one of the UK’s three main credit reference agencies. Their free account gives you access to your credit score and full credit report, updated monthly.
With over 5 million UK app users and a 4.9 rating on the App Store, Experian is one of the most widely used credit monitoring tools in the country. They are authorised and regulated by the FCA.
This is as simple as it gets. Sign up for a free Experian account via TopCashback and you’ll get £9 free cash. No deposit, no subscription, no catches.
Beyond the cashback, Experian is genuinely useful. You get your credit score and full report for free, which is handy if you’re doing multiple sign-up offers. Some of these involve credit checks, so it’s good to have a way to keep an eye on your file.
The whole thing takes about 5 minutes. You fill in your details, verify your identity, and your credit score is ready straight away. The £9 cashback tracks in TopCashback and is typically payable within 45 days.
Done? Tick off each step above to see your total.
Completed the offer? Awesome! Here's our full review on why Experian could work well for you going forward.
Updated:
Experian is the UK credit bureau most lenders pull when you apply for anything. The free app gives you a monthly score, file alerts, and ways to lift your rating through Boost. Quidsy has a free cash offer for new signups. Worth a sign-up before any big credit application. The paid tier is optional.
Customers
15m
UK accounts
Founded
1996
30 years old
App Store
4.9 ★
330k reviews
Google Play
4.6 ★
33k reviews
Honestly, Experian is one of those services everyone should have but most people never bother setting up. The free account gives you your credit score and full report, which is genuinely useful whether you're applying for a mortgage, getting a phone contract, or just wanting to know where you stand.
If you're working through Quidsy offers, it is worth having Experian running in the background. Some signups involve credit checks, and being able to see your file means you are never caught off guard. You can also spot any errors or signs of fraud months before they become a real problem, which on its own is worth the ten minutes it takes to set up.
The upsell to paid CreditExpert is the only thing I would flag. You do not need it for the credit score and report, so just dismiss the prompts and stick with the free version. Plus you get £9 free cash via TopCashback just for signing up, so there is really no reason not to. Quick win, properly free, and the kind of thing you will be glad you set up when you next apply for credit.
Experian Limited is authorised and regulated by the Financial Conduct Authority (reference number 738097).