
Revolut
Revolut is a financial app offering a current account, debit card, fee-free spending abroad, savings and investments.
£20 free cash. This is credited within 10 days.
Once credited, you can transfer the £20 free cash to your main bank account, should you wish.
Sign up using the below Revolut promotional page. Make any purchase within 30 days. Online (e.g. £5 Amazon gift card) or contactless both count.
Opening a Revolut account outside this promotion link will not qualify
See my top 3 transaction tips if you need ideas for this.
Online and contactless both count.
No need to wait for your physical card. You can use your virtual card in the app.
Sending money to another account or e-wallet does not count. It has to be a proper purchase
It lands directly in your Revolut account, ready to spend or transfer out

Quick review
Wondering whether Revolut is worth it beyond the bonus? Here is our honest take.
Revolut is giving new UK customers £20 free cash when you sign up through TopCashback, top up, and spend £1 on your card. The £20 comes from Revolut and lands within 3 business days. Revolut became a fully licensed UK bank in March 2026 with FSCS protection rolling out. The free plan is fine for claiming the offer.
Chris' verdictYour personal guide, QuidsyFor a free £20, Revolut is one of the easiest "yes" answers on the site. You are opening an account with a major, now fully licensed UK bank, and the whole thing takes about ten minutes plus a single small purchase.
But honestly, the £20 is the least exciting bit. Revolut is one of my favourite financial apps full stop. Spending abroad is fee-free and effortless, the budgeting tools actually help you spend less, and the free plan covers most of what you need without paying a penny. I use it as a permanent secondary account: brilliant for travel, online spending and anything I want to keep separate from my main bank. Grab the £20, have a proper play with the app, and I suspect you will keep it for the long haul like I have.
Revolut Bank UK Ltd is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA (FRN 981170). Eligible deposits held with Revolut Bank UK Ltd are FSCS-protected up to £120,000 per person. Some balances remain e-money (safeguarded by Revolut Ltd, FRN 900562) during the phased migration.