Bank switching is the highest-earning category at £1,585 from 8 offers. The top earners: Santander (£200), First Direct (£215), Lloyds (£58), Co-op Bank (£200), and NatWest (£250). All switches use the Current Account Switch Service (CASS) and require a hard credit check. Your deposits are not at risk.
Investment offers pay £1,013 from 12 offers, and two of them are the highest-paying individual offers on the entire list. Shepherds Friendly (£250 profit) and Scottish Friendly (£265 profit) are both Friendly Society ISAs, a niche category that most comparison sites don't list. The rest of the category includes ISA cashback, free share offers, and a pension contribution. For the full ranked list, see our best investment sign-up bonuses 2026 guide. ISA offers must be opened before 5 April 2026.
Quick banking apps earn £169 from 12 offers. All rated Easy, most needing deposits of £0 to £5. This total includes £208 from Quidsy Share, our referral programme. The remaining 10 external offers earn £100 combined and are a good starting point if you're new to free cash offers. For more detail, see our banking app sign-ups guide.
Regular savers earn £279 from 6 offers. You deposit a fixed amount each month (£200 to £500 depending on the account) and earn interest at rates between 6% and 7.1%. The profit is the interest earned over the term, and your deposits are fully returned. Unlike most other categories, these are open to existing customers, no credit check, and all rated Easy. The catch: your money is committed monthly for 6 to 12 months, so start these early while you work through the rest.
Cashback sites pay £50 from 3 offers: Rakuten (£30), Quidco (£10), and TopCashback (£10). All require referral links. Beyond the sign-up bonus, these keep earning you cashback on everyday spending.
Gift cards bring in £11 from 3 offers: EverUp (£5), JamDoughnut (£3), and Cheddar (£3). Not worth chasing on their own, but worth picking up while you're working through the list.
