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Wealthify review and offers

Wealthify is a UK robo-adviser that takes the guesswork out of investing. You tell them how adventurous you want to be, and their team of experts builds and manages a diversified portfolio for you.

100k customersLaunched in 2016Google Play 4.2(1k reviews)App Store 4.5(2.8k reviews)
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Current Wealthify offers

Wealthify review

Completed the offer? Awesome! Here's our full review on why Wealthify could work well for you going forward.

Wealthify is a UK robo-adviser that takes the guesswork out of investing. You tell them how adventurous you want to be, and their team of experts builds and manages a diversified portfolio for you. Founded in 2016 and wholly owned by Aviva since 2020, Wealthify is FCA-regulated (No. 662530). They offer ISAs, GIAs, Junior ISAs, and pensions (SIPPs). Over 100 staff manage portfolios across five risk levels, from Cautious to Adventurous.

Is Wealthify safe?

Wealthify is authorised and regulated by the Financial Conduct Authority (FCA No. 662530). Your investments are protected by the FSCS up to £85,000 if Wealthify were to fail. They are wholly owned by Aviva, one of the largest insurance and investment companies in the UK with over 325 years of history.

Who is Wealthify for?

Wealthify is built for people who want to invest but do not want to pick individual stocks or funds. You choose a risk level and they do the rest. It is particularly good for beginners or anyone who wants a hands-off approach to growing their money.

Top Features

1

Fully managed portfolios

Pick your risk level (Cautious to Adventurous) and Wealthify invests for you. No need to pick stocks.

2

Low minimum investment

Start investing from just £1. No large lump sum required to open an account.

3

ISA, GIA, SIPP and Junior ISA

Choose the account type that suits you. ISA for tax-free gains, GIA for flexibility, SIPP for retirement.

4

Ethical investing option

Choose an ethical portfolio that avoids harmful industries and focuses on responsible companies.

Pros and cons

Pros

  • Genuinely hands-off investing, experts manage everything
  • Backed by Aviva, a household name in UK finance
  • Low minimum investment (£1)
  • Award-winning platform (Boring Money Best Buy 2024/2025)

Cons

  • Management fee of 0.6% per year (plus fund costs)
  • No DIY option, you cannot pick individual investments
  • Returns depend on market performance
Chris

Chris's Verdict

Wealthify is a great option if you want investing to be completely hands-off. You pick a risk level, deposit your money, and let the experts handle the rest. The Aviva backing gives real confidence.

For the referral bonus, open an account, choose your investment style, and deposit £1,000. After 6 months you collect £50 in free cash. If you're enjoying Wealthify, keep your money growing. If not, withdraw everything. Simple.

Wealthify FAQs

Does Wealthify have any Quidsy offers right now?

Yes. Quidsy currently lists 1 Wealthify offer above, each with its own step-by-step guide.

Who is Wealthify for?

Wealthify is built for people who want to invest but do not want to pick individual stocks or funds. You choose a risk level and they do the rest. It is particularly good for beginners or anyone who wants a hands-off approach to growing their money.

Start earning with Wealthify

£50 Free Cash is the strongest live Wealthify route we have listed right now.

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