This week's best gift card cashback rates

Gift card cashback is about the closest thing there is to free money on shopping you would do anyway. You buy a gift card for a shop inside an app, spend it at the till or online like normal, and pocket between 2% and 6% back. No points to chase, no forms to fill in.

Three apps do this well in the UK: EverUp, Cheddar and Jam Doughnut. The rates below are pulled live from our cashback comparison tool and were last refreshed on 30 May 2026, so what you see is what is on offer today.

The headline treats right now? Starbucks at 10.6% (in-store) with EverUp, and Costa at 9.6% (in-store) with EverUp.

How gift card cashback works

You buy a gift card for the shop inside an app, then use it at the checkout like normal. Super simple, and the cashback lands in your app account within minutes.

The three apps to know

EverUp is the one most Quidsy members use, and it usually leads on the weekly supermarket shop.

Cheddar is strong on coffee, restaurants and travel, and often matches or beats the rest on treats. Its rates are hand-checked rather than scraped, so they tend to hold steady.

Jam Doughnut covers a huge range of shops and makes a handy backup when the other two do not carry a brand. Supermarket rates are usually a touch lower, but it has the odd exclusive.

Best supermarket cashback rates

Supermarkets are where this adds up fastest, because you are spending there every week. Here is how Cheddar and EverUp compare on the big shops right now.

At the moment, EverUp tends to lead across the supermarkets, with Cheddar nudging ahead on the odd shop here and there. The simple move is a ten-second check before a big shop and buying from whoever is highest that day.

Worth thinking about what that compounds to. Stacking gift cards on a £400-a-month grocery shop comes to roughly £140 to £230 back over a year, depending on which app and shop you pick.

Takeaways, coffee and travel

It is not just the weekly shop. The same move works on treats, and the rates are often higher.

Planning a trip? Airbnb gift cards earn 4% with Cheddar, a tidy saving on a weekend away.

This week's featured boosts

A handful of shops are paying well above their usual rate this week. Worth grabbing before they drop back.

Sign-up offers worth grabbing

All three apps pay you a little extra just for joining, once you have earned a bit of cashback first.

EverUp pays a £5 welcome bonus once you have earned £10 in cashback. Worth knowing it lands as coins in the app's game hub rather than straight cash. See the full EverUp offer guide.

Jam Doughnut gives you £3 after your first £10 of cashback. See the Jam Doughnut offer guide.

Cheddar pays £3 after just £5 of cashback, the easiest of the three to qualify for. See the Cheddar offer guide.

Rates change often, so before a big shop it is worth a ten-second check to see who is paying most.