EverUp is a UK gift card cashback app that's been running since 2021, letting you buy gift cards through the app to earn instant cashback at hundreds of retailers including Tesco, Sainsbury's, M&S, ASOS, and John Lewis. Standard rates run 2-6%, with promotional rates pushing higher at selected brands.
Founded
2021
5 years old
App Store
4.8 ★
1k reviews
Google Play
4.7 ★
1k reviews
Live offers
1
Worth £5
EverUp Limited (FRN 902939) is a Registered Agent of Modulr FS Limited, an authorised Electronic Money Institution regulated by the FCA (FRN 900573). Your cashback balance is safeguarded by Modulr in a ringfenced account, not protected by the FSCS.
EverUp is an FCA-permissioned UK app that pays cashback when you buy gift cards for everyday brands like Tesco, M&S, ASOS and Just Eat. Quidsy has a free cash offer for new signups. Worth a look if you want spare coins on shopping you'd do anyway. Rates change, so check before you buy.
Last checked:
Value
£5
Best visible rate right now: 11.60% with Adidas.
Adidas
Starbucks
JD Sports
Costa Coffee
Pizza Express
Prezzo
Nando's
EverUp is a UK gift card cashback app that's been running since 2021, letting you buy gift cards through the app to earn instant cashback at hundreds of retailers including Tesco, Sainsbury's, M&S, ASOS, and John Lewis. Standard rates run 2-6%, with promotional rates pushing higher at selected brands.
What makes EverUp different from a straightforward cashback app is the Games Hub – you earn coins alongside your cashback and use them to enter free scratch cards, daily raffles, and a lotto for chances to win extra cash and gift card prizes.
It suits anyone who already shops at participating retailers and wants to earn cashback on spending they'd do anyway. If you do a weekly Tesco shop, buy clothes online, or order takeaways, buying gift cards through EverUp first turns regular shopping into free cashback every time. The Games Hub adds a fun twist – if you enjoy the gamified element, you'll get more from EverUp than a flat cashback site.
If you'd rather skip the games and just earn straight cashback, apps like Cheddar or Jam Doughnut cover the same kind of retailers without the prize draws.
Yes, EverUp is a legitimate UK fintech. EverUp Limited is registered with the FCA as a Registered Agent (FRN 902939) of Modulr FS Limited, an authorised Electronic Money Institution (FRN 900573). Payments run through Open Banking, which means EverUp only moves money you explicitly approve – they never have access to your bank account login or card details.
Your cashback balance is held by Modulr in a safeguarded account. That means it's kept separate from EverUp's own operating funds and ringfenced if anything ever went wrong with the business. This isn't FSCS protection – EverUp isn't a bank and your balance isn't a deposit – but it's the standard e-money safeguarding setup, the same one used by Cheddar, Jam Doughnut, and Revolut.
One thing that catches people out: the Games Hub looks a bit like gambling, but it isn't. The scratch cards, spin wheels, and daily raffles are free-to-enter prize draws – you use coins you've earned through cashback or referrals, not money you've paid in. That puts them outside UK gambling licensing rules, the same way a supermarket's free Christmas raffle does.
Just treat the coins as draw entries rather than savings – they're chances to win, not guaranteed cash.
Next step
£5 Free Cash is the strongest live EverUp route we have listed right now.
H&M
The Body Shop
Wayfair
New Look
Matalan
EverUp suits anyone who shops at participating retailers and wants to earn cashback on spending they’d do anyway. If you do a weekly supermarket shop, buy clothes online, or order takeaways, buying gift cards through EverUp first means free cashback every time.
The Games Hub adds a fun twist – if you enjoy the gamified element of scratch cards and daily raffles, you’ll get more from EverUp than a straightforward cashback app.
Earn cashback the moment you buy a gift card through the app. Supermarket rates sit around 2-3%, fashion and lifestyle brands often run at 4-6%, and promotional boosts occasionally push specific retailers higher.
Buy gift cards for everyday brands including Tesco, Sainsbury's, M&S, ASOS, John Lewis, Just Eat, and many more. Most cards work both in-store and online at the retailer.
Use coins earned from your cashback to enter free scratch cards, spin wheels, daily raffles, and a lotto. Prizes are real cash and gift cards; entries are always free.
Earn bonus coins when friends sign up and start earning cashback. Higher referral ranks unlock larger reward tiers as you bring more people in.
Yes, if you already shop at the kind of brands EverUp covers. The core mechanic is the same as Cheddar or Jam Doughnut – buy gift cards for shops you'd use anyway and earn 2-6% cashback instantly. Where EverUp pulls ahead is the Games Hub, which turns your earned coins into chances to win extra cash and gift card prizes. It's a small fun layer on top of straightforward savings, not a gimmick that gets in the way.
The signup offer is generous: there's a £5 welcome bonus, plus a coin bundle for the Games Hub once you start earning cashback. Withdrawals open at £10 with a 30p processing fee, which is fair for a small-balance app.
The honest catch is the Games Hub itself: the coins aren't cash, they're prize draw entries. If you're chasing guaranteed savings, the cashback alone is what matters – and on that score EverUp delivers. I'd keep it installed alongside your other cashback apps so you can compare rates before each gift card purchase. The best deal on Tesco today isn't always on the same app tomorrow.
