
Revolut
Revolut is a financial app offering a current account, debit card, fee-free spending abroad, savings and investments.
£36 free cash, paid in two parts.
£20 from Revolut, credited within 3 business days of spending £20.
£16 cashback from Quidco, once Revolut approves it.
Once credited, you can transfer the £36 free cash to your main bank account.
Sign up to Revolut through the below Quidco link. Spend £20 on your card within 30 days, in one purchase or several.
Stick to this route. Signing up in the Revolut app without going through Quidco misses both the free cash and the cashback
See my top 3 transaction tips if you need ideas for this.
If a purchase that counts towards the spend is refunded, Revolut can take the free cash back
Your virtual or physical card both count
One purchase or several, as long as they add up
Complete within 30 days of opening your account
It lands in your Revolut account, ready to spend or move to your main bank account

Quick review
Wondering whether Revolut is worth it beyond the bonus? Here is our honest take.
Revolut is giving new UK customers £20 free cash when you sign up through TopCashback, top up, and spend £1 on your card. The £20 comes from Revolut and lands within 3 business days. Revolut became a fully licensed UK bank in March 2026 with FSCS protection rolling out. The free plan is fine for claiming the offer.
Chris' verdictYour personal guide, QuidsyFor a free £20, Revolut is one of the easiest "yes" answers on the site. You are opening an account with a major, now fully licensed UK bank, and the whole thing takes about ten minutes plus a single small purchase.
But honestly, the £20 is the least exciting bit. Revolut is one of my favourite financial apps full stop. Spending abroad is fee-free and effortless, the budgeting tools actually help you spend less, and the free plan covers most of what you need without paying a penny. I use it as a permanent secondary account: brilliant for travel, online spending and anything I want to keep separate from my main bank. Grab the £20, have a proper play with the app, and I suspect you will keep it for the long haul like I have.
Revolut Bank UK Ltd is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA (FRN 981170). Eligible deposits held with Revolut Bank UK Ltd are FSCS-protected up to £120,000 per person. Some balances remain e-money (safeguarded by Revolut Ltd, FRN 900562) during the phased migration.