Monzo
£10 Free Cash
£10profit
12mins to complete
Offer overviewChris · Your personal guide
Monzo is a mobile banking app offering current accounts, savings and investments.
You get:
£10 free cash. This is credited within 1 day.
Once credited, you can transfer the £10 free cash to your main bank account, should you wish.
To qualify:
Sign up via the below referral link. Add any amount and make one card payment within 30 days. There is no minimum spend.
Key terms
+£10
Credit checkSoft check
Deposit£5
Make a purchase1 (no min £ value)
Free cash arrives24 hrs
Once criteria met
Step by Step Guide
Start here
Sign up to Monzo
8 mins
- 1Open Monzo through the referral link and download the app
- 2Verify your identity with passport or driving licence
Up next · 2 steps
Deposit and make a purchase
3 mins
- 1Add any amount to your Monzo (even £1 works)
- 2Make any card payment - physical or virtual card
- 3Complete within 30 days of signing up
Tip: Buy a £5 Amazon gift card if you need a quick, easy transaction.
Receive £10 cash
Within 24 hrs1 mins
Counted from your first transaction.
- Spend or transfer to your main bank
3 steps to £10
Quick review
Monzo
Wondering whether Monzo is worth it beyond the bonus? Here is our honest take.
Monzo is a UK app-based bank that runs your current account entirely from your phone. Quidsy currently has one live Monzo offer: a £10 signup bonus when you open and fund an account through our link. Best for people who want simple, fee-free everyday banking. Eligibility checks apply and bonus payout timing can vary.
CategoryQuick Wins
Last updated
Chris' verdictYour personal guide, QuidsyMonzo has been around for a decade now, and it's still one of the cleanest digital banking experiences I've seen in the UK. With more than 15 million customers and consistently strong app store ratings, it's the neobank most people end up trying first. The instant notifications, salary sorting, and savings pots actually change how you think about money rather than just digitising your old bank statement.
The app-only model won't suit everyone, and the standard savings rates won't tempt you away from a dedicated savings account. Support is mostly in-app chat too, which is usually quick but can frustrate you on an urgent issue.
But as a day-to-day current account, I'd happily recommend Monzo to anyone who wants a clearer picture of their spending. With £1 billion in FY 2025 revenue and an 8× jump in adjusted profit, they're clearly not going anywhere. Worth opening even if you keep your main bank elsewhere, since the budgeting tools alone are worth the few minutes it takes to sign up. And if you can grab our £10 free cash offer at the same time, even better.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. FRN 730427. Eligible deposits protected by the Financial Services Compensation Scheme.