+£20
12 mins
Quidco
£20 Free Cash•12 mins
£20 Free Cash
+£20What is Quidco?
Quidco is one of the UK's biggest cashback sites with over 7 million members and 4,500+ retailers.
% Shopping Cashback on major retailers including Argos, John Lewis, Nike, and Currys.
One-Off Cashback on banks, insurance, broadband, and financial services.
Launched
2006
Customers
7m+
Google Play
4.8 (35k)
★★★★★★
Key Terms
Profit
+£20
New customer bonus cashback£20
Unlock bonus cashback£5 cashback earned
Free cash arrives
Average 45 days
Depends on retailer
Step by Step Guide
Chris's overview
Optional·1 min read
Quidco's referral bonus is one of the best in the cashback space - a £20 bonus for earning just £5 in cashback. That's a much lower threshold than most competitors, making it quicker to unlock your free cash. Earn your £5 through everyday shopping or grab a one-off financial offer.
Once your cashback becomes payable (usually around 30 days), your £20 bonus gets added automatically. From there, you can cash out straight to your bank account or PayPal - no minimum withdrawal required.
Pro tip: install the Quidco browser extension. It pops up whenever you're on a site where you could be earning cashback, so you'll never accidentally miss out on free money.
1
Sign up to Quidco
5 mins
- Use the button below to visit Quidco
- Create your account with email
This is a refer-a-friend offer - use the link below to ensure you receive the bonus.
2
Earn £5 cashback
5 mins
- Earn £5 in payable cashback
- Can be from shopping cashback or one-off financial offers
- Can be spread across multiple purchases and brands
Cashback earned via gift cards or purchases with no spend (e.g. free SIM cards, surveys, insurance quotes) doesn't count toward the £5 threshold.
3
Withdraw £20 bonus cashback45d
2 mins
£20 credited once your £5 cashback is payable, which will typically be around 45 days depending on the retailer
- Your £20 bonus is credited to your Quidco balance
- Withdraw to your bank or PayPal
Offer Complete
Done? Tick off each step above to see your total.
Quidco Full Review
Completed the offer? Awesome! Here's our full review on why Quidco could work well for you going forward.
Quidco is one of the UK's biggest cashback sites, with over 7 million members and access to 4,500+ retailers. Founded in 2006 and acquired by Maple Syrup Media in 2011 (later bought by Moneysupermarket Group in 2015), they've been a trusted name in the UK cashback space for nearly two decades.
Is Quidco safe?
Quidco doesn't hold your money like a bank - they track your purchases and pay cashback to your account, which you withdraw to your bank or PayPal. As a cashback platform rather than a financial institution, they're not regulated by the FCA (nor do they need to be). Quidco is owned by Moneysupermarket Group plc, a FTSE 250 company, and has been operating since 2006 with over £300 million paid out to UK members.
Who is Quidco for?
Quidco is ideal for anyone who shops online. With 4,500+ retailers, chances are your favourite shops are on there. The One-Off Cashback section is particularly valuable if you're opening new bank accounts, switching broadband, or taking out insurance - you can often stack Quidco's cashback with other sign-up bonuses. The lower £5 threshold for the sign-up bonus (vs £10 at some competitors) makes it easier to qualify quickly.
Top 5 Quidco Features
1
% Shopping Cashback
Earn cashback on everyday purchases at 4,500+ retailers including Argos, John Lewis, Nike, and Currys.
2
One-Off Cashback
Get fixed cashback amounts on financial products like bank accounts, broadband, insurance, and mobile contracts.
3
Browser Extension
The Quidco Reminder automatically notifies you when you're shopping at a partner site, so you never miss cashback.
4
Cashback Boost
Regular promotional periods with increased cashback rates at selected retailers - check the site regularly for boosts.
5
Sign-up Bonus
New members get £20 when they earn £5 in payable cashback through the referral programme.
Pros and Cons
Pros
- ✓One of the UK's biggest cashback sites with 4,500+ retailers
- ✓Lower £5 threshold for sign-up bonus vs competitors
- ✓Generous £20 sign-up bonus through referral
- ✓Owned by Moneysupermarket Group (FTSE 250)
- ✓Browser extension makes activation automatic
Cons
- ✗Cashback takes ~30 days to become payable
- ✗Premium membership upsells on the site
- ✗Some cashback claims require manual chasing
- ✗Gift card and no-spend purchases don't count toward threshold
Chris's Verdict
Quidco is my second go-to cashback site alongside TopCashback - I check both before any purchase to see who offers the best rate. The £20 sign-up bonus with only a £5 threshold is genuinely one of the best in the market (TopCashback requires £10 for a £10 bonus). Just be aware that gift card purchases and no-spend offers don't count toward the threshold. Install the browser extension and you'll start earning cashback without thinking about it - it's genuinely free money on stuff you're already buying.
