QuidcoCashback Sites
£10 Free Cash
Value
£10
Quidco is one of the UK's biggest cashback sites, paying members real money back on the online shopping they're already doing. The site launched in Sheffield in 2005 and is now owned by MONY Group plc, the FTSE 250 parent of MoneySuperMarket, which bought it for £101 million in October 2021. Thousands of partner retailers, millions of UK members, and hundreds of millions of pounds paid out in cashback since launch.
Customers
7m
UK accounts
Founded
2005
21 years old
App Store
4.8 ★
120k reviews
Google Play
4.8 ★
36k reviews
Live offers
1
Worth £10
Quidco Limited (company number 05498276) is an appointed representative of MONY Group Financial Limited (FCA FRN 303190) for promoting regulated finance products.
Quidco at a glance
Quidco is a long-running UK cashback site owned by MONY Group plc, paying you a slice back when you start your shop through their links. Quidsy lists the welcome free cash offer for new members. Worth running in parallel with TopCashback so you can rate-compare before buying. Tracking can occasionally miss, so keep your receipts.
Last checked:
- Best cashback rate
- 7% with boohoo
Current Quidco offers
Quidco cashback rates
Best visible rate right now: 7% with boohoo.
RetailerRate
- 7%
boohoo
existing customer purchases. 3 tiers available.
- 4%
Space NK
all other existing customer purchases (excluding Space NK.... 3 tiers available.
- 4%
Adidas
all full price app purchases (excluding Click & Collect &.... 3 tiers available.
- £1.40
Waitrose
existing customer home delivery purchases of £40 - £99.99. 4 tiers available.
- 3.20%
The Body Shop
existing customer purchases. 2 tiers available.
- 3%
LookFantastic
all other existing customer purchases up to £84.99. 7 tiers available.
- 3%
Shein
existing customer purchases. 2 tiers available.
- 2.40%
Ocado
- 2.40%
Molton Brown
existing customer purchases. 2 tiers available.
- 2.40%
Uniqlo
purchases up to £49.99. 3 tiers available.
- 2%
Boots
- 2%
Temu
existing customer purchases. 2 tiers available.
Review notes· 5 min read
Quidco details
Quidco is one of the UK's biggest cashback sites, paying members real money back on the online shopping they're already doing. The site launched in Sheffield in 2005 and is now owned by MONY Group plc, the FTSE 250 parent of MoneySuperMarket, which bought it for £101 million in October 2021. Thousands of partner retailers, millions of UK members, and hundreds of millions of pounds paid out in cashback since launch.
Quidco's a good fit if you shop online regularly and don't want to leave money on the table. Anyone buying groceries from Ocado, train tickets from Trainline, beauty from Superdrug, or signing up to a new broadband, insurance, or bank account can get a cut back. It works particularly well stacked with other welcome offers, where the one-off cashback on financial products can run to £50 or more.
Less useful if you mainly shop in physical stores or spend mostly on gift cards, since neither tends to earn cashback. Worth running alongside TopCashback so you can compare rates before any big purchase, because the two sites flip-flop on which is paying more for any given retailer.
Is Quidco legit?
Yes, Quidco's a legitimate UK cashback site that's been paying members for nearly twenty years. It's run by Quidco Limited (Companies House number 05498276), a UK company since July 2005, and the whole business is owned by MONY Group plc, the FTSE 250 parent of MoneySuperMarket. So you're dealing with a well-capitalised UK plc, not a startup.
Worth knowing how the regulation actually shakes out. Quidco's core cashback-on-shopping service isn't FCA-regulated, and doesn't need to be: Quidco isn't a bank and doesn't hold your money as a deposit.
But when Quidco promotes regulated products like credit cards, loans, insurance, mortgages, pensions or investments (where most of the big one-off cashback amounts live), it operates as an appointed representative of MONY Group Financial Limited, which is authorised and regulated by the FCA (FRN 303190).
FSCS protection doesn't apply to your cashback balance (that's a bank-deposit scheme), but the regulated-product promotions you click through on Quidco sit under their principal firm's FCA authorisation.
The operational risk that actually matters is tracking. Quidco can only pay out what the retailer reports back, so the occasional missed transaction is a real possibility. Their claims team will chase the retailer if a purchase doesn't appear within the expected window, but you'll want to keep the order confirmation email so you can prove the sale happened.
Hundreds of millions of pounds paid out across millions of members since 2005 tells you the model works at scale, but treat every individual transaction as something to keep an eye on.
Who is Quidco for?
Quidco is ideal for anyone who shops online. With 4,500+ retailers, chances are your favourite shops are on there. The One-Off Cashback section is particularly valuable if you're opening new bank accounts, switching broadband, or taking out insurance - you can often stack Quidco's cashback with other sign-up bonuses. The lower £5 threshold for the sign-up bonus (vs £10 at some competitors) makes it easier to qualify quickly.
What does Quidco do?
Percentage cashback on shopping
Earn a percentage back on most online purchases at thousands of retailers, from fashion (boohoo, Adidas) to grocery (Ocado, Waitrose) to travel (Trainline). Standard rates sit between 1% and 7%.
One-off cashback on financial products
Get fixed cashback when you open a bank account, switch broadband, take out insurance, or sign up to a mobile contract. These payouts can run from £20 to £100+ per signup, where the real money sits.
Quidco Reminder browser extension
A pop-up nudges you to activate cashback when you land on a partner retailer. Fixes the most common reason people miss out, which is forgetting to start at Quidco first.
Promotional rate boosts
Quidco regularly runs increased-rate events on selected retailers, where a standard 2% rate temporarily jumps to 5% or higher. Worth checking the homepage before any big-ticket purchase.
£20 sign-up bonus
New members get £20 once they earn £5 in payable cashback. The £5 threshold is one of the lowest in the cashback market, so most shoppers hit it on their first proper purchase.
Pros and cons
What stands out
4 pros- One of the UK's biggest cashback sites with thousands of partner retailers across most major shopping categories
- £20 sign-up bonus with only a £5 cashback threshold, which is easier to qualify for than most competitors
- Owned by MONY Group plc, a FTSE 250 business, so you're dealing with a well-capitalised UK plc rather than a startup
- Browser extension makes cashback activation almost automatic, so you stop forgetting to start at Quidco
Worth knowing
3 cons- Cashback can take weeks to move from "tracked" to "confirmed", and some retailers stretch this to several months
- Gift card purchases and any "no-spend" actions don't count toward your £5 threshold for the welcome bonus
- Premium membership prompts on the site, which most casual shoppers won't get value from
Yes, Quidco's earned its spot as one of my two regular cashback sites alongside TopCashback. I check both before any online purchase, because rates flip back and forth between them and there's usually a difference worth the 30 seconds it takes to compare.
What gets me to recommend Quidco specifically: the £20 sign-up bonus with a £5 cashback threshold is the easiest welcome offer in the cashback space. TopCashback's £10-for-£10 model is fine but slower to hit, and you can use both sites in parallel anyway. The one-off cashback section on financial products is where the real money sits, where you'll see £50 to £100+ payouts on broadband switches, insurance renewals, and bank account openings.
What stops me from giving it five stars: tracking is occasionally flaky (so keep your order confirmations), gift card spend doesn't count toward the welcome threshold (so don't try to game it with an Amazon voucher), and the premium membership upsells get repetitive. None of that breaks the deal.
Install the browser extension, claim the £20 welcome bonus on a £5-plus shop you were going to make anyway, and run Quidco alongside TopCashback going forward. Genuinely free money on stuff you're already buying.
Quidco FAQs
Retailers pay Quidco a commission for every sale that comes through one of its tracked links. Quidco hands most of that commission back to you as cashback and keeps a small margin to run the business. They also earn from sponsored placements on the site and from optional Quidco Premium memberships, which charge an annual fee in exchange for slightly higher rates.
Quidco's rates vary widely by retailer and by customer tier. As of May 2026, standard existing-customer rates typically sit between 1% and 7%, while headline new-customer promotions on selected merchants can run significantly higher. Rates also shift with short-term boost events, so check Quidco directly (or the Quidsy cashback comparison) before any big purchase, because TopCashback may be paying more on the day.
Most Quidco cashback shows up as "tracked" in your account within a few hours of a purchase, though some retailers take up to seven days to report the sale. The cashback then moves from "tracked" to "confirmed" once the retailer approves it, which can take anywhere from a few days to several months depending on the retailer's reporting cycle. Only confirmed cashback can be withdrawn.
If a retailer declines your cashback, Quidco lets you raise a claim using your order confirmation email and purchase date as evidence. Their team will chase the retailer on your behalf, though there's no guarantee they'll overturn the decision. Common reasons for declines include using a voucher code that wasn't Quidco-approved, returning the item, having an ad blocker break the tracking link, or not clicking through from Quidco directly.
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