Klarna
£10 Free Cash
£10profit
15mins to complete
Offer overviewChris · Your personal guide
Klarna is a payments app best known for Buy Now Pay Later. This guide covers its virtual Visa card.
You get:
£10 free cash. This is credited within 3 days once you meet the criteria.
To qualify:
Sign up to Klarna debit card using the below referral link. Make 3 card transactions of £10 or more within 30 days. Online (e.g. Amazon gift card) or contactless (e.g. shopping) count.
Key terms
+£10
Credit checkSoft check
Card transactions3
£10 min value
Free cash arrives3 days
Once criteria met
Step by Step Guide
Start here
Sign up to Klarna
5 mins
- 1Click the button below to receive an email with your Klarna sign-up link
- 2Open your email and click the link to open Klarna
- 3Either sign in (if you already have a Klarna account) or create a new account with your email
- 4Choose the standard membership to keep your account free
Up next · 3 steps
Get your virtual debit card and add £30
5 mins
- 1Apply for the Klarna virtual debit card from the app or website (from the app: tap Wallet, then 'Activate Now Your Klarna Card'. Select the Basic card and standard membership)
Klarna run a soft credit check, which does not affect your credit score
- 2Add £30 to your Klarna balance in the Wallet section. Please note the minimum top-up is £10, so if you intend to spend more than £30 in total, it is best to make your first top-up cover the full amount (e.g. £35 in one go rather than £30 then another £10).
This remains your money and sits in your Klarna balance until you spend it with the virtual debit card.
Make 3 card transactions of £10+
3 mins
- Use your Klarna virtual debit card the next 3 times you shop online or in-store
See my top 3 transaction tips if you need ideas for this.
Each transaction needs to be £10 or more
Online and contactless both count.
Top-ups do not count. It needs to be real spending on the card
You have 30 days from signing up to complete the 3 transactions
Receive £10 free cash
2 mins
The £10 lands in your Klarna balance instantly after your 3rd transaction
- Find it on the Klarna homepage under ‘Membership’
Spend it on your next purchase or withdraw it straight to your bank account
4 steps to £10
Quick review
Klarna
Wondering whether Klarna is worth it beyond the bonus? Here is our honest take.
Klarna is an FCA-authorised fintech offering a UK wallet, virtual Visa debit card and Buy Now Pay Later. Quidsy lists a free cash offer for new wallet users who load and spend on a few everyday purchases. Handy as a spending top-up alongside your main bank, not a full current account replacement.
CategoryQuick Wins
Last updated
Chris' verdictYour personal guide, QuidsyKlarna is a useful add-on for anyone who already shops with retailers that accept it. The new virtual debit card is a nice extension of the wallet. Fine as a top-up spending card, but not a full bank account replacement.
For this £10 bonus, the maths is simple: load £30 you would have spent anyway, make 3 transactions during your normal shopping, and get £10 back instantly. Any leftover can be transferred straight back to your bank, with only a soft credit check. Easy yes.
Klarna Financial Services UK Ltd is authorised by the Financial Conduct Authority for electronic money issuance (FRN 1021834) and consumer credit (FRN 987889). Klarna Balance is safeguarded under e-money rules, not protected by the Financial Services Compensation Scheme.