+£10
Current account12 mins
ZopaCurrent account
£10 Free Cash•12 mins
£10 Free Cash
+£10
What is Zopa?
Zopa is mobile banking app that offers a current account called Biscuit.
Launched
2005
Customers
1.5m+
Google Play
4.7 (31k)
★★★★★★
Key Terms
Profit
+£10
Credit checkSoft check
DepositNone
Free cash£10
Free cash arrives24 hrs
Step by Step Guide
Chris's overview
Optional·1 min read
Zopa has been surging up the popularity charts in recent years, much like any kid at secondary school after they walked in wearing a new bomber jacket (yes I did go to school in the 1990s).
You'll get £10 free cash for opening your Zopa account using a referral link. That’s it! This is so easy it’s an absolute no-brainer.
If you decide to try Zopa after getting your free £10, I’ve given it a try and genuinely like it. They are very generous with their rewards including regular saving rates (7%), cashback on bills (2%) and interest on your balance (2%).
Get your free £10 first and then check out the full review further down this page for more details.
1
Sign up to Zopa
You are here8 mins
- Use the referral link below to download the app
- Verify your identity with passport or driving licence
On desktop? Scan QR code on your phone
2
Open your Biscuit account
2 mins
- Open your Biscuit current account in the app
No additional requirements - no deposit, no transactions needed.
3
Receive £10 cash24h
2 mins
£10 free cash credited within 24 hours
- Spend or transfer to your main bank
Offer Complete
Done? Tick off each step above to see your total.
Quidsy Share: More Free Cash
Make £10 per friend with Zopa
Zopa gives you £10 for every friend you refer, up to a maximum of 10 friends.
1Add your Zopa link to Quidsy
If you don't have a referral link yet, check back in 30 days in case Zopa has given you one.
2Share your Quidsy link
Your friends will always see your links, such as Zopa, in the guide above.
Sign in to grab your Quidsy invite link and start earning.
Quick Zopa Review
Completed the offer? Awesome! Here's our full review on why Zopa could work well for you going forward.
Zopa at a glance
Updated:
Right now Quidsy has two live Zopa offers: a £10 Biscuit current account bonus that takes about 12 minutes, plus a 7.1% Regular Saver. Biscuit also pays 2% on your balance, 2% cashback on bills, and fee-free spending abroad. Best as a secondary bills-and-travel account. Heads-up: app-only, no joint accounts.
Customers
1.5m
UK accounts
Founded
2005
21 years old
App Store
4.9 ★
66k reviews
Google Play
4.7 ★
31k reviews
Zopa's Biscuit account is one of the more interesting current accounts I've tested in the last couple of years. The combination of 2% AER on your everyday balance, real cashback on the household bills you're going to pay anyway, and fee-free spending abroad means it actually earns its keep instead of just sitting there.
It works best as a secondary account, particularly if you point your bills at it to squeeze the cashback. For couples wanting a single shared current account, it isn't quite there yet (no joint accounts), and if you prefer being able to walk into a branch, you'll be happier elsewhere. But for anyone comfortable with app-only banking who wants a genuinely competitive everyday account, it's an easy recommendation.
The £10 bonus for new customers is worth about 12 minutes of your time, and you get a properly built bank account out of it. With FSCS protection up to £120,000 and a full UK banking licence behind it, you're not taking a fintech gamble here – Zopa has been a profitable, fully licensed bank for years now.
Authorised by the PRA, regulated by the FCA and PRA. FRN 800542. Eligible deposits FSCS-protected up to £120,000.