+£50
Stocks & Shares ISA17 mins
Trading 212Stocks & Shares ISA
£50 Free Cash•17 mins
£50 Free Cash
+£50
What is Trading 212?
Trading 212 is a commission-free investing app for stocks, ETFs, and fractional shares. They offer a Stocks and Shares ISA with no platform fees, making it one of the cheapest ways to invest tax-free in the UK.
Trading 212 is authorised and regulated by the Financial Conduct Authority (FCA). Your investments are held in segregated accounts and your cash is FSCS protected up to £85,000.
Launched
2004
Customers
4m+
Google Play
4.6 (232k)
★★★★★★
Key Terms
Profit
+£50
Upfront deposit£100
Free shares arriveWithin 3 days
You can withdraw after30 days
Step by Step Guide
Chris's overview
Optional·1 min read
This is a straightforward offer. Open a Trading 212 Stocks and Shares ISA using promo code MSE50, invest at least £100 in any funds or shares, and you will receive £50 worth of free shares in a well-known company like Apple, Google, or Nvidia.
You need to invest (not just deposit) within 10 days of opening your account. The free shares arrive within 3 working days after that. You can sell them immediately, but the cash cannot be withdrawn for 30 days.
Trading 212 has no platform fees on ISAs, so your £100 investment sits there for free. If you are happy with the platform, keep investing. If not, sell everything and withdraw after 30 days. Either way, the £50 in shares is yours to keep.
1
Sign up to Trading 212
10 mins
- Click the button below to open Trading 212 via the MoneySavingExpert promotion page
- Create your account and complete identity verification
- Choose Stocks and Shares ISA as your account type
- Enter promo code MSE50 when prompted during signup
You must be completely new to Trading 212 to qualify. If you have ever had any Trading 212 account (including a Cash ISA), this offer will not work.
2
Invest £100 in funds or shares
5 mins
- Deposit at least £100 into your Trading 212 ISA
- Invest the money in any funds or shares. Simply holding cash in the ISA does not count
- Complete this within 10 days of opening your account
If you are unsure what to invest in, a global index fund or ETF (like Vanguard FTSE All-World) is a simple, diversified option. Your investment is yours to keep regardless of the bonus.
3
Receive £50 in free shares3d
1 mins
Free shares allocated within 3 days
- Your free shares will arrive within 3 working days of investing £100
- You will receive £50 worth of fractional shares in a randomly selected company (e.g. Apple, Google, Nvidia, Coca-Cola)
4
Investment period complete+30d
1 mins
Available to withdraw after 30 days
- Your free shares and investment are now available to withdraw
- Alternatively, continue investing with Trading 212. Their ISA has zero platform fees and no exit fees
Offer Complete
Done? Tick off each step above to see your total.
Trading 212 Full Review
Completed the offer? Awesome! Here's our full review on why Trading 212 could work well for you going forward.
Trading 212 is one of the UK's most popular commission-free investing platforms, offering access to thousands of global stocks and ETFs. With over 4 million users and FCA regulation, it's become a go-to choice for people who want to start investing without paying trading fees.
See the App
Is Trading 212 safe?
Trading 212 UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 609146. Your eligible funds are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 if the firm were to fail. They use segregated accounts to keep your money separate from the company's own funds, and the platform supports two-factor authentication. As with any investment, the value of your holdings can go down as well as up — but the platform itself is well-regulated and secure.
Who is Trading 212 for?
Trading 212 is ideal for beginners and casual investors who want a straightforward way to buy stocks and ETFs without paying commission. If you're new to investing and want to start with small amounts (you can buy fractional shares from £1), it's a great entry point. It's also popular with people who want a free debit card linked to their investment account. It's less suited to advanced traders who need options, bonds, or crypto trading.
Top 5 Trading 212 Features
1
Commission-Free Trading
Buy and sell thousands of stocks and ETFs with zero commission
2
Fractional Shares
Invest from as little as £1 in any stock, even expensive ones like Tesla or Amazon
3
Auto-Invest Pies
Build automated portfolios that rebalance themselves
4
ISA & Cash ISA
Tax-free investing and saving wrappers built into the app
5
Interest on Uninvested Cash
Earn interest on cash sitting in your account
Pros and Cons
Pros
- ✓No commission on stock and ETF trades
- ✓Fractional shares from £1
- ✓0.15% foreign exchange fee on non-GBP trades
- ✓Free share worth at least £8 when you sign up via referral
- ✓Easy-to-use mobile app with clean design
Cons
- ✗Limited to stocks and ETFs (no bonds, no funds)
Chris's Verdict
Trading 212 is one of my favourite recommendations for anyone wanting to dip their toes into investing. The free share offer makes it a no-brainer — deposit £1, get a share worth at least £8, and you're up from day one. The app is genuinely good for everyday use too, with commission-free trading and fractional shares making it easy to invest small amounts regularly. The 30-day hold period before you can withdraw is the only downside, but it's a small price to pay for free money.
