
Starling Bank is a UK digital bank offering a free personal current account, debit card, and mobile banking app. Founded in 2014, Starling was one of the first app-only banks in the UK and now has over 5 million customers.
Starling is offering £25 free cash when you open an account using a referral code and make any purchase within 30 days. There is no minimum spend, so even a 10p contactless payment counts.
This is one of the simplest bank offers available. Download the app, enter the referral code during sign-up, complete verification, and make any card payment. Your £25 is paid into a Starling Space within 7 days, and you can move it to your main balance and withdraw it straight away.
On desktop? Scan QR code on your phone
Done? Tick off each step above to see your total.
Starling Bank gives you £25 for every friend you refer, up to a maximum of 10 friends.
Your friends will always see your links, such as Starling Bank, in the guide above.
Completed the offer? Awesome! Here's our full review on why Starling Bank could work well for you going forward.
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An app-led UK current account known for clean design, real-time alerts and useful tools for organising your money. Quidsy currently has a £25 Starling free cash offer: open a personal account with a referral code, then make one payment within 30 days. Worth a look if you want a useful spare account too.
Customers
4.6m
UK accounts
Founded
2014
12 years old
App Store
4.9 ★
622k reviews
Google Play
4.8 ★
137k reviews
I like Starling Bank most as a practical everyday or backup current account. The app is clean, Spaces are genuinely useful, and fee-free spending abroad is the kind of feature you notice when you travel. It is not the biggest free cash offer on Quidsy, but £25 for opening an account and making one payment is a tidy quick win.
The safety side is strong on paper: full UK bank, PRA/FCA regulation, FRN 730166, and FSCS protection for eligible deposits. The FCA fine from 2024 stops me giving it a totally glowing review. It was not a tiny admin mistake, and I would rather be upfront about that.
My take: Starling is worth it if you want a modern current account you might actually keep using after the offer. If you only care about the highest one-off payout, you may find better free cash elsewhere. For a useful account plus an easy £25, I would still happily put Starling on the shortlist.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN 730166. Eligible deposits FSCS-protected up to £120,000 per person.