
Starling Bank
Starling Bank is a UK digital bank offering a free current account, debit card and mobile app.
£25 free cash. This is credited within 7 days.
Once credited, you can transfer the £25 free cash to your main bank account, should you wish.
Sign up using the below referral code. Make any card transaction within 30 days. Online (e.g. £5 Amazon gift card) or contactless both count.
During sign-up, enter the referral code when prompted.
See my top 3 transaction tips if you need ideas for this.
Online and contactless both count, including Apple Pay and Google Pay.
No need to wait for your physical card. You can add your Starling card to Apple Pay or Google Pay once your account is open.
No minimum spend. Even a 10p transaction qualifies.
It has to be a card transaction. Transfers to another bank account and standing orders will not count.

Quick review
Wondering whether Starling Bank is worth it beyond the bonus? Here is our honest take.
An app-led UK current account known for clean design, real-time alerts and useful tools for organising your money. Quidsy currently has a £25 Starling free cash offer: open a personal account with a referral code, then make one payment within 30 days. Worth a look if you want a useful spare account too.
Chris' verdictYour personal guide, QuidsyI like Starling Bank most as a practical everyday or backup current account. The app is clean, Spaces are genuinely useful, and fee-free spending abroad is the kind of feature you notice when you travel. It is not the biggest free cash offer on Quidsy, but £25 for opening an account and making one payment is a tidy quick win.
The safety side is strong on paper: full UK bank, PRA/FCA regulation, FRN 730166, and FSCS protection for eligible deposits. The FCA fine from 2024 stops me giving it a totally glowing review. It was not a tiny admin mistake, and I would rather be upfront about that.
My take: Starling is worth it if you want a modern current account you might actually keep using after the offer. If you only care about the highest one-off payout, you may find better free cash elsewhere. For a useful account plus an easy £25, I would still happily put Starling on the shortlist.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN 730166. Eligible deposits FSCS-protected up to £120,000 per person.