Barclays
£600 Free Cash
Premier Current Account£600profit
31mins to complete
Offer overviewChris · Your personal guide
Barclays is a UK high street bank offering current accounts, savings, mortgages and investments.
You get:
£600 free cash, paid in two parts.
£450 within 40 days of your switch and meeting the criteria
£150 over the next five months, paid monthly while your salary and card purchases keep going
To qualify:
Switch from an account with 3 direct debits, using the Barclays app. Then:
Get at least £5,000 of salary paid in by your employer within 30 days of opening your account
For the monthly payments, keep that salary coming in and make 10 debit card purchases every calendar month
Only salary counts, so switch the account your salary already goes into. Existing Barclays credit card, mortgage and savings customers can still get it.
Key terms
+£600
Credit checkHard check
Direct debits3
Pay-in£5,000
Salary only
Card transactions10
Every month
Free cash arrives40 days
Once criteria met
Eligibility
- Does not qualify:Open Barclays current account on or before 1 October 2026
- Does not qualify:Previous Barclays switch bonus
- Qualifies:Sole accounts only
Step by Step Guide
Start here
Download the Barclays app and apply
15 mins
- 1Open the Barclays Premier switch offer.
- 2Download the Barclays app from the App Store or Google Play.
Already have a Barclays credit card, mortgage or savings account? You still qualify, but you need to delete the app first, then reinstall it and register as a new customer. Your new account can take up to 48 hours to appear.
- 3Open the app and apply for the Premier Current Account (no monthly fee).
- 4Select ‘Switch to Barclays’, then follow the instructions to switch your existing bank account using the Current Account Switch Service (CASS).
- 5Enter the sort code and account number of the account your salary is paid into. Make sure at least 3 Direct Debits will transfer across.
Up next · 8 steps
Get £5,000 of salary paid in
Switch takes 9 days2 mins
Your salary, Direct Debits and payments move across automatically.
- Make sure at least £5,000 of your salary lands in your new Barclays account.
Only salary paid by your employer counts. Transfers from your own accounts don't, so paying money in and moving it back out won't work on this offer.
The switch moves your salary across for you, from the first payday after your switch date.
Paid monthly? Apply two to three weeks before payday, so your switch is done before your salary lands.
Complete within 30 days of opening your account
Receive £450 free cash
Within 40 days2 mins
Counted from meeting the criteria.
- Check your Barclays account for the £450 credit. It shows as ‘Switch Reward’.
The next steps are optional and earn £150 more, £30 for each month you do them. Month 1 starts the month after Barclays texts to say you've qualified, which can be before your £450 lands.
Optional
Month 1: Make 10 card purchases
After 1 month2 mins
Month 1 is the calendar month after Barclays texts to say you've qualified, so November if you qualify in October. Tap the date to set it to the 1st.
- Make 10 purchases with your Barclays debit card this month
Your salary of at least £5,000 needs to land this month too. Barclays pays the £30 the month after.
In-store, online, Apple Pay and Google Pay purchases all count
Cash withdrawals, transfers, gambling and refunded purchases don't count
Purchases still pending when a month ends don't count, so don't leave them to the last day
Month 2: Make 10 card purchases
After 1 month2 mins
Month 2 is the calendar month after Month 1. Tap the date to set it to the 1st.
- Make 10 purchases with your Barclays debit card this month
Your salary of at least £5,000 needs to land this month too. Barclays pays the £30 the month after.
Missed a month? You can still earn the £30 for each of the others.
Month 3: Make 10 card purchases
After 1 month2 mins
Month 3 is the calendar month after Month 2. Tap the date to set it to the 1st.
- Make 10 purchases with your Barclays debit card this month
Your salary of at least £5,000 needs to land this month too. Barclays pays the £30 the month after.
Month 4: Make 10 card purchases
After 1 month2 mins
Month 4 is the calendar month after Month 3. Tap the date to set it to the 1st.
- Make 10 purchases with your Barclays debit card this month
Your salary of at least £5,000 needs to land this month too. Barclays pays the £30 the month after.
Month 5: Make 10 card purchases
After 1 month2 mins
Month 5 is the calendar month after Month 4. Tap the date to set it to the 1st.
- Make 10 purchases with your Barclays debit card this month
Your salary of at least £5,000 needs to land this month too. Barclays pays the £30 the month after.
Did your £450 land after Month 1 began? Then make 10 purchases next month too, because one part of Barclays' terms counts the five months from when it lands.
Receive £150 over 5 months
Within 6 months2 mins
Counted from your £450 landing.
- Check your Barclays account for each £30. They show as ‘Switch Reward’.
Each £30 arrives in the month after the one you earned it in.
Combined with the £450 switch reward, you'll have earned £600 from Barclays.
9 steps to £600
Quick review
Barclays
Wondering whether Barclays is worth it beyond the bonus? Here is our honest take.
If you've never claimed a Barclays switch reward before, there's £200 free cash on the table right now. Move 2 Direct Debits across via CASS and pay in £2,000 within 30 days. Heads up though, Barclays runs a hard credit check, so weigh that up if a mortgage application is coming up.
CategoryBank Switching
Last updated
Chris' verdictYour personal guide, QuidsyFor a switcher, Barclays is currently offering one of the most generous bank switch deals on the market: £200 free cash. The criteria are refreshingly simple compared to most other switches. Move 2 Direct Debits over via CASS, pay in £2,000 within 30 days, and you’re done. No card transaction hoops to jump through, no need to join Blue Rewards, no minimum monthly spend.
The main consideration is the higher pay-in (most switches ask for £1,000). Barclays pays the £200 within 28 working days of you meeting the criteria. There’s also a hard credit check, so if you’ve got a mortgage application coming up in the next few months, weigh that up before applying.
At £200, though, the maths speaks for itself. If you’ve never claimed a Barclays current account switch reward before and you’ve got the £2,000 to park in the account temporarily, this is well worth doing. Outside the switch offer, Barclays is a sensible everyday bank for anyone who likes a mix of strong app and physical branches. Just don’t expect any in-credit interest fireworks.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 759676). Eligible deposits are protected up to £120,000 per person by the Financial Services Compensation Scheme.