Quidsy member
11 offers completed
Very easy
£10 to £50
Monzo is a mobile banking app offering current accounts, savings and investments.
Offer overview
Chris · Your personal guide
Sign up with the link
Sign up for a Monzo current account using the referral link below.
New customers only: if you have ever had a Monzo account, you will not qualify.
- Credit check
- Soft check
Step by Step Guide
1
Start here
Sign up to Monzo
8 mins
- 1Open Monzo through the referral link and download the app
- 2Verify your identity with passport or driving licence
Up next · 2 steps
2
Make 1 card transaction
3 mins
- 1Deposit £1 or more, depending on the transaction you will make.
See my top 3 card payment tips if you need ideas for this.
- 2Complete within 30 days of signing up
Online and contactless both count.
No need to wait for your physical card. You can use your virtual card in the app.
3
Receive £10 cash
Same day (max 24 hrs)1 min
Counted from your first transaction.
- Spend or transfer to your main bank
3 steps to £10
Member experiences
30 completions (all-time offers)5 days ago last paid
How fast members were paid
Days from meeting the criteria to the cash arriving
under 1
Average days
- 15 in 1 to 3 days
- none in 4 to 7 days
- none in 8 to 14 days
- none in 15 to 30 days
15 member timings (current offer)
Member ratings
5.0
out of 5
- 5 stars: 4
- 4 stars: 0
- 3 stars: 0
- 2 stars: 0
- 1 star: 0
4 member ratings
Quick review
Monzo
Wondering whether Monzo is worth it beyond the bonus? Here is our honest take.
Monzo is a UK app-based bank that runs your current account entirely from your phone. Quidsy currently has one live Monzo offer: a £10 to £50 signup bonus when you open and fund an account through our link. Best for people who want simple, fee-free everyday banking. Eligibility checks apply and bonus payout timing can vary.
CategoryQuick Wins
Last updated
Chris' verdictYour personal guide, QuidsyMonzo has been around for a decade now, and it's still one of the cleanest digital banking experiences I've seen in the UK. With more than 15 million customers and consistently strong app store ratings, it's the neobank most people end up trying first. The instant notifications, salary sorting, and savings pots actually change how you think about money rather than just digitising your old bank statement.
The app-only model won't suit everyone, and the standard savings rates won't tempt you away from a dedicated savings account. Support is mostly in-app chat too, which is usually quick but can frustrate you on an urgent issue.
But as a day-to-day current account, I'd happily recommend Monzo to anyone who wants a clearer picture of their spending. With £1 billion in FY 2025 revenue and an 8× jump in adjusted profit, they're clearly not going anywhere. Worth opening even if you keep your main bank elsewhere, since the budgeting tools alone are worth the few minutes it takes to sign up. And if you can grab our £10 to £50 free cash offer at the same time, even better.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. FRN 730427. Eligible deposits protected by the Financial Services Compensation Scheme.