
Snoop is a free money management app that uses Open Banking to help you track spending, cut bills, and build savings.
With over 1 million users, Snoop connects all your bank accounts in one place and spots ways to save money automatically.
Snoop is like having a nosy accountant mate who constantly peers over your shoulder at your bank statements - except this one actually saves you money rather than judging your Greggs habit. Founded by former Virgin Money executives (proper banking bods), the app connects to your accounts via Open Banking and hunts down ways to cut your bills.
You'll get a £5 Amazon voucher just for downloading the app and keeping your bank account connected for 28 days. No deposit, no card payments, no complicated hoops to jump through. Just link your bank and wait.
If you decide to actually use Snoop after bagging your Amazon voucher, I've found it genuinely useful for spotting forgotten subscriptions and finding better deals on bills. It's completely free and the Open Banking connection is read-only (they can see but not touch your money). Check out the full review below for more details.
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Snoop gives you £5 for every friend you refer, up to a maximum of 5 friends.
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Completed the offer? Awesome! Here's our full review on why Snoop could work well for you going forward.
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Snoop is an FCA-regulated UK money tracker, owned by Vanquis, that pulls all your accounts into one view through open banking. It flags sneaky price rises, suggests cheaper deals on bills, and tags every transaction for you. Quidsy has a free cash offer for new signups. Handy if your money lives across several banks.
Customers
2m
UK accounts
Founded
2020
6 years old
App Store
4.6 ★
7k reviews
Google Play
4.5 ★
5k reviews
Snoop does exactly what it says on the tin: it snoops on your finances and tells you where you can save money. Because the Open Banking link is read-only, the risk to your accounts is limited to sharing transaction data, Snoop can never make a payment or move money from your bank.
The subscription tracker on its own has paid for itself for me, catching things I'd genuinely forgotten about. The bill-switching alerts are useful rather than spammy, and the monthly spending breakdowns give you a proper picture of where your money is going without any manual tagging. With over 2 million downloads and Vanquis Banking Group behind it, Snoop is a well-established app rather than an experimental startup.
If you want a 'set and forget' budgeting tool that quietly hunts for savings in the background, Snoop is a strong pick, and grabbing a £5 Amazon voucher for setting it up is a tidy bonus on top. If you'd rather log every transaction by hand or you don't want to connect your accounts via Open Banking, it's not the right fit.
Snoop is provided by Usnoop Limited, which is authorised and regulated by the Financial Conduct Authority as an Account Information Service Provider (FRN 911638). The Snoop app uses read-only Open Banking and cannot move money from your accounts. The Snoop Easy Access Savings Account is held with Vanquis Bank Limited; eligible deposits are FSCS-protected up to £120,000 per person.